PDM ???
Date: Fri, 09/26/2008 - 10:38
So I just got a call from someone and I searched the number on google and turns out there are tons of entries on this forum too regarding a collection agency called PDM.
I just called them and explained this to them:
Arrowhead Investments:
Borrowed: 550
Paid: 660
Overpaid by :110
Paragon:
Borrowed: 600
Paid 570
Owe 30
She went on a rant saying they'd garnish my payments right waay and it's legal to do so in new york state.
Then I said to her, really, because these loans are ALSO illegal in the state of New york
And she went on to say You're trying to get free money, that's what you're doing
And hung up on me
What do I do now? The only thing I owe on this matter is $30 dollars, which I will gladly pay for. But they won't let me finish a sentence on the phone! HOW am I even supposed to pay them?
Help!
reply
send this bottomfeeder a DV and C&D letter.send them certified mail return receipt.that should put a fly in there ointment.you are right,they can't do any of what they said.they are not a licensed CA.therefore when you send those letters one of three things will happen
1)they will go away(most likely pass the debt to another bottomfeeder)
2)they will ignore the letters and continue what illegal activities.
3)they will validate the debt.
i know they can't do #3 and if they pull #2 they are opening themselves up to a lawsuit by you.
get those letters out asap.
What is a DV letter? And where can I find samples of DV and C&D
What is a DV letter? And where can I find samples of DV and C&D letters?
Thanks so much!
reply
on the top of your screen go to the do-it-yourself section.you should find the letters there.that's where i got mine.you can tweak each to your needs.hope that helped.
LOL, prime example of why you shouldn't even bother to communica
LOL, prime example of why you shouldn't even bother to communicate with these people!