Daniels & Norelli - Resurgent Capital - what to do next?

So in college I made a poor decision, got a Chase card, threw 3000 on it, and never paid it. This was 2004. I was served a summons in 2005 to go to court in Erie County, NY. I never went because I had no money and thought by not going I would be ok. Dumb move. Recently I called Erie County to see if I had a judgment against me and of course I did, for about 4500. I have recently been contacted by Daniels & Norelli and the lady I spoke with is a real piece of work. Her name is Sherry Crass, and boy is she ever. I've been working very hard to get my debts reduced and clear up my credit. I don't think they are going to budge on the amount, and she is asking for a minimum of $475 a month. I could probably do this, but the way they are going about this is so derogatory and pathetic that I don't want to give them anything and do not trust them. I asked verbally today if they would only contact me in writing. Should I send a letter stating this? I believe they could move forward to wage garnishment if they so pleased, but do they have that kind of power in Brooklyn, where I live now? I don't know where to find the answers, or what I should do next. I have seen success stories of people who have fought these clowns, I just don't know if fighting them is possible after being served. Should I get legal assistance? Does the judgment entitle Daniels and Norelli to sue even if the judgment was awarded to Chase Bank directly? Anyone who can help me?

Chris