Account with UNIFUND
Date: Mon, 09/29/2008 - 09:36
To my surprise, I found a new collection account in my credit file.
The account is from UNIFUND, Ohio with the OC being Citibank. I did have the Citibank card but that was disputed and was deleted in the past. The new account has shown up almost after 1.5 yrs of that deletion.
Interestingly, the account number mentioned on the account is not mine. I am assuming the account number CITI****** listed on the account is the credit card number they are talking about. I never had a card with that number.
Also, the date of first delinquency listed is 09/2002. In fact I barely got my Citicard at that time.
This makes me think that this is not my account.
How should I approach this? Should I just dispute this online at Equifax.com or should call them? Or write/fax them?
Please help me with this.
The account is from UNIFUND, Ohio with the OC being Citibank. I did have the Citibank card but that was disputed and was deleted in the past. The new account has shown up almost after 1.5 yrs of that deletion.
Interestingly, the account number mentioned on the account is not mine. I am assuming the account number CITI****** listed on the account is the credit card number they are talking about. I never had a card with that number.
Also, the date of first delinquency listed is 09/2002. In fact I barely got my Citicard at that time.
This makes me think that this is not my account.
How should I approach this? Should I just dispute this online at Equifax.com or should call them? Or write/fax them?
Please help me with this.
I disputed errors on my credit report online, they deleted them
I disputed errors on my credit report online, they deleted them in a timely manner! :)
