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new century pressler as successor in interest

Date: Tue, 09/30/2008 - 21:51

Submitted by anonymous
on Tue, 09/30/2008 - 21:51

Posts: 202330 Credits: [Donate]

Total Replies: 10


I had a default judgement place against me by Pressler and Pressler, New Century Financial. When I went to hackensack court I got a copy of my file and responded with a Motion to Dismiss, included with a letter to P&P to validate the debt. In the court file there was a "computer generated report of financial informtion" between defendant and NCF "as successor in interest to Citi Financial" for the debt. Does this means the new owner is Pressler buying the debt. How do i demand to see proof of any contract and demand to see proof that pressler or new century financial has an ownership interest in the matter. how can i DEMAND to see the papers with the signatures in court. Also there was a letter stating that the defendant gave P&P the current home address i don't remember speaking to Pressler about my address but i responded in the motion that i never spoke to pressler how should i handle this matter since i may have spoke to them yet i cant remember. Around march i was going through a bankrupcy/divorce case i did not file bankrupcy but i did notify creditors (may be i spoke to them at this point? i cant remember) that i was in the process. (Cancel because the foreclosure of home all mortgages was satify) Divorce I belive my ex opened the account in my name without my knowing. I also responded that i travel alot with my job and never got any paper/letters from P&P and i live in NJ but since May i've been all over not in one place.


at the resident no one was served all corrospondance was done via certify mail which was never picked up at the post office.


lrhall41

Submitted by on Wed, 10/01/2008 - 19:50

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I received a letter today from someone posing as an agent of the Superior Court of Bergen County informing me that a warrant had been issued for my arrest and that the warrant would be executed...if I didn't fill out a form divulging much personal information. The letter, I quickly surmised, was from those degenerate scumbags at Pressler and Pressler. What made the letter so laughable was that, although it was ostensibly a warrant of arrest, it was printed on a photocopy! Secondly, the issuing "agent" was one Gerald Ramoth. I've seen this name before and it wasn't in any court memoranda. He's part of the cadre of hucksters over at P&P/New Century Financial. The fact that people like this can fraudulently represent themselves as agents of the Superior Court is kind of amusing. The return address wasn't the Superior Court of Bergen County, but rather a PO box in Paramus. What made this whopper even more risable is that the debt they're trying to bully me into paying has already been settled and dropped from my credit report! This kind of thing, besides being unethical, is worse for the fact that the ignorant and uninformed might actually take threats like this seriously; that scumsuckers like P&P can buy your name and address from your creditcard company and then come and arrest you for a hundred dollars in arrears. These rotten F*#kers should be run out of town on a rail. Seriously.


lrhall41

Submitted by on Fri, 08/14/2009 - 09:13

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why don't you take that to your county court and file charges of impersonating an officer of the court?


lrhall41

Submitted by paulmergel on Fri, 08/14/2009 - 10:14

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It would only be a gigantic waste of time. By now, its clear the way Pressler and Pressler/New Century circumvent New Jersey state laws. P&P are ostensibly a law firm "representing" their "client" New Century Financial. Even though they're the same company, owner and operated by the same people, they buy and collect old debts through the NC side and then file suit through the P&P side. Even though New Jersey state law prohibits a law firm from operating as a debt collecter, they do this quite openly and no one says anything about it. The way they win so often is that they first file a suit. Most people who can't pay their bills in the first place can't afford legal counsel and don't know their rights and so, intimidated and afraid, they don't show up in court. When they don't show up, the court automatically rules in favor of the claimant. The kicker is that nine time out of ten, they don't possess the supporting documents to legally prove ownership of the debt by the person they're suing.

Other than that, technically the letter never claimed to be from an agent of the Superior Court but simply implied it surreptitiously. The return address was a stamp that had the agents name, Superior Court of New Jersey, and the PO Box. Most people would see this and assume speciously that the letter was from an agent of the Court. What's even more egregious is that the letter claims that " will be obliged to physically arrest you with the help of your local police department." This is pretty funny because it assumes that the person receiveing the letter don't know how bench warrants work. I've received the information subpoenas for years from these same people in all different guises threatening to have me arrested and nothing's happened. You have to be notified of a warrant via the court, not the collection agency, no matter who they claim to be.

I, personally, don't feel like frittering away my time responding to these despicable frauds. I do, however, feel that its my duty to warn people of their misleading tactics.


lrhall41

Submitted by on Fri, 08/14/2009 - 10:55

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I'd like to also add that, in civil collection cases like the ones P&P specialize in, failure to appear almost never results in arrest but merely the default judgement. The default judgement, if not paid, blemishes your credit rating and nothing else. You can't be arrested for not paying a collection agency.


lrhall41

Submitted by on Fri, 08/14/2009 - 11:02

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"Anonymous" is right that they have been getting away with it, but only because people LET them! Keep all paperwork to throw back in their face; pull and peruse your docket file - they must have validation of the debt attached and proof that they served you summonses or it's fraudently (I'm convinced they serve NO ONE so they can get the default); The NJ judiciary website has a package to have a judgment vacated.

I had a default judgment on me & my bank acct levied last week. If they think I'm letting THAT lie, they are sadly mistaken. I've requested a copy of my docket - I should be getting it hopefully next week. If they think I will rest with simply getting it vacated, they are wrong!


lrhall41

Submitted by on Sat, 10/24/2009 - 21:18

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Gerald ramoth is a court officer in the county of bergen. ive had my own experiences with him. he doesnt actually work for pressler, he works for the courts executing warrants and writs of execution. so while i agree with the tenor of your post, you accusation that this person is "posing" as someone else (while working for pressler) is simply incorrect. ohh - and another funny tidbit. i know this about mr ramoth because ive been arrested for failure to comply with the subpeona!


lrhall41

Submitted by on Sun, 10/25/2009 - 08:40

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