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Does anyone have address or faxes for these Please........

Date: Sat, 10/04/2008 - 16:27

Submitted by anonymous
on Sat, 10/04/2008 - 16:27

Posts: 202330 Credits: [Donate]

Total Replies: 5


PayCheckToday / E-Payday / B.I.G. / Arrowhead / MyQuikLoan / PayDayOne / CashCentral also known as L & G /
Thanks for any help. I have closed my bank account and want to send the proper letters, I have paid all of them plenty on 300.00 loans, been paying bi-weekly for months. Also any one farmilar with Florida rules or laws and what I should say in a letter? I tried to get a address and fax for BIG but they would not give me one.


Florida requires Internet based pdl's to be licensed by your state, however, keep in mind that in the state of Florida are known to have payday loan companies acting as CSO's (Credit Service Organizations). This means they do not need to be licensed, and are generally 100% legal in what they charge.


Quote:

Florida State Information

Legal Status: Legal

Citation:
Fl. Stat. Ann. ???? 560.401 et seq.; Rule 69V-560.901-912

Loan Terms:
Maximum Loan Amount: $500
Loan Term: 7-31 days
Maximum Finance Rate and Fees: 10% + verification fee
Finance Charge for 14-day $100 loan: $15
apr for 14-day $100 loan: 390%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot rollover)
Cooling-off Period: 24 hours
Repayment Plan: Yes

Collection Limits:
Collection Fees: All charges imposed on the lender by any financial institution; lender not entitled to treble damages
Criminal Action: Prohibited

Where to Complain, Get Information:
Regulator: Florida Office of Financial Regulation
Address: Division of Securities and Finance, 200 E. Gaines Street Tallahassee FL 32399
Phone: (850) 410-9805
Fax: (850) 410-9748
Regulatory Contact: ,


lrhall41

Submitted by Shazzers on Sat, 10/04/2008 - 18:02

( Posts: 17344 | Credits: )


Paychecktoday.com, can't find an address but found fax #:
1-866-756-0600
fax at 1-800-671-0131

e-payday-loan - illegal/not licensed
Mailing address:
e-payday-loan.com
PO Box 571992
Murray, UT 84157
Phone: 1-877-633-1100
Fax: 1-866-840-4593

Arrowhead Investments

PO Box 415040
Kansas City, MO 64141

MyQuikLoan.com illegal/not licensed
6518 Salish Drive
Vancouver, BC

Payday One IS licensed


lrhall41

Submitted by Shazzers on Sat, 10/04/2008 - 18:11

( Posts: 17344 | Credits: )


Yes, you have definitely paid too much on the illegal one, I'm not sure about some of these, whether they're licensed or not, please keep checking back though, I'm sure someone else will be along that might have that information for you. All you are obligated to pay back unlicensed lenders are the principal amount you borrowed.


lrhall41

Submitted by Shazzers on Sat, 10/04/2008 - 18:13

( Posts: 17344 | Credits: )