HELP!!

Payday loans are illegal in New York. You can read some information in this thread:

http://www.debtconsolidationcare.com/paydayloan/sgq-newyork-pdl.html

The first thing you need to do is close your bank account. Read this information about closing your account:

http://www.debtconsolidationcare.com/paydayloan/close-account.html

How did I get approved for PDL's in NY then?

because illegal internet pdl's don't care about the laws.

That is so true....................................They do not care but when you point it out to them they want to scream that you have no rights.

Its the same in CT, they are prohibited, but have no problems issuing to the people here...unfortunately our Attorney General's office is just starting to find out how much of a problem they are.

This may be a bogus question but does that mean if I close my bank account I won't have to pay them back then? Besides the fact that I have been paying the finance fees since July so they are technically well beyond paid back anyway.!!

Go to this thread, and there is a post by Shazzers (4th from the bottom) that will give you some more help on what you should do. Also, when you revoke voluntary wage assignments, be sure that you give a copy of that to your employer, in case any of the PDLs try to invoke them anyway.

Basically, people here generally recommend that you pay back the principal amount that you borrowed, even though the lender is legally not allowed to lend in your state.

I'VE HAD THIS LOAN SINCE JUNE I NEED TO KNOW WHAT MY BALANCE IS. PLEASE!!!!!!!!!!!!!!!!!!

Mildred, you have reach a online forum, not your creditor. We have no way of knowing what your balance is.