Can I be served at work
Date: Wed, 10/08/2008 - 12:53
Submitted by nicole.mininfield
on
Wed, 10/08/2008 - 12:53
Total Replies: 13
Are these Internet loans? What state are you in? Names of the pd
Are these Internet loans? What state are you in? Names of the pdl companies, amount borrowed and paid back? Thanks!
A uniformed officer? Sounds like an empty threat, scare tactic.
A uniformed officer? Sounds like an empty threat, scare tactic. Provide us with more info and we will be better able to help you.
reply
i would check your state laws in regards to recording calls.that sounds like a threat of arrest as only the sheriff can serve someone and it is only a summons.provide the information shazzers asked for.we can and will help you here.
yes
All internet based loans I do not have the names of the companies, however I do have them at home & would be able to provide you with that information later today or tomorrow. They have asked me to pay the full amt. Partials were not accepted and if I didn't pay by the date given I would be served by a uniformed officer at work. I'm willing to pay just can't pay all at once or the date that was given
Ok I will give you the loan companies as son as possible I'm in
Ok I will give you the loan companies as son as possible I'm in the state of CA
This really sounds like a scare tactic, take it one step at a ti
This really sounds like a scare tactic, take it one step at a time, we're here for you and will try to help you. Follow up tonight with the info, then we can plan a course of action for you, hang in there! :)
Nicole you should contact the California Department of Corporati
Nicole you should contact the California Department of Corporations. They are going after a bunch of internet lenders right now.
The California Department of Corporations is going after a lot o
The California Department of Corporations is going after a lot of internet lenders right now. You should contact them for help.
Technically, *IF* they filed a lawsuit, they could attempt to se
Technically, *IF* they filed a lawsuit, they could attempt to serve the summons at your job. First service in some locales is made by a sheriff; but I think they would try serving you at home first.
Since this is an internet PDL, it is more likely an empty threat than anything.
Here are the laws for California Legal Status: Legal Cita
Here are the laws for California
Legal Status: Legal
Citation:
Cal. Fin. Code ???????? 23000 to 23106
Loan Terms:
Maximum Loan Amount: $300
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: 15% of check
Finance Charge for 14-day $100 loan: $17.65
apr for 14-day $100 loan: 459%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot charge fee for extension)
Cooling-off Period: None
Repayment Plan: Voluntary (no fees may be charged in conjunction with payment plan)
Collection Limits:
Collection Fees: $15 NSF fee
Criminal Action: Prohibited
Where to Complain, Get Information:
Regulator: California Department of Corporations
Address: Financial Services Division, 1515 K Street, Suite 200 Sacramento, CA 95814
Phone: (866) 275-2677
http://www.corp.ca.gov/
