Stopping garnishment

The only way to get out of garnishment of your student loan is to make 9 payments over and above the garnishment to qualify for rehabilitation.

I rehabbed my student loans with ASE they took one good faith payment, stopped garnishment, accepted 9 payments and then returned my loans to MOHELA. I had been in garnishment for 3+ years

Technically according to the garnishment rules, once a garnishment has started , it cannot be stopped unless you can prove it causes financial hardship. However, some CA's do break the rules...and some have been caught.

Who is ASE? i was told by my employer that i had a balance of 138.00 left on my student loan which had been garnished for the last four years and now they hit me with interest and fees of about 12,000 dollars. Is there anyway to get out of this mess? and to make matters worse target has started garnishing my wages this month too....

Probably not. It is not up to your employer to tell you how much is left in a garnishment....they need to verify with the loan holder or guarantor exactly what your balance is with accrued interest and collection costs. Sounds like they quoted you off your original garnishment order, subtracting your payments made without properly updating. You are legally responsible for all interest and collection fees.

ASE?? I think you are refering to AES...American Education Services is an east coast guarantor I believe based out of MA...they more than likely paid your default claim.

Targets garnishment will only be permitted to garnish up to your state max after the student loan.

I have AES, too. They are consolidating a few student loans for me. I DO have to say, the % rate can be a bit much. i tried to go to OTHER consolidate thriugh other companies. But..right now, as the economy is, it's not a 'good thing' to do. I've had my loan 'deferred' a few times, however, the % still accummulates.