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returned check in 2004 in CA

Date: Fri, 10/10/2008 - 19:04

Submitted by anonymous
on Fri, 10/10/2008 - 19:04

Posts: 202330 Credits: [Donate]

Total Replies: 14


I had a returned check in 10/2004. the Law offices of paul r stassinos said to mail a certain amount by a certain date in 2004 i mailed them check abount plus a fee so total paid was $158.46(check written was 128.71) they are now mailing me saying i didnt pay on time and are charging me 3x amount of check this happened in 2004. what am i to do?the grocery store i wrote check to is not even in business any more. they have receipt of payment they say it wasnt post marked in time in 2004. what is the statue of limitations on this?
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The limitation is that if you right an nsf check the attorney will send you what is called a section 1719 letter given you thirty days to pay the amount of the check. After that 30 days they can file a lawsuit asking for the amount of the check, plus 3 times the amount of the check or $1500 if 3 times the amount of the check exceeds $1500, they can also ask for legal interest, a small amount of attorneys fees which is calculated according to the court schedule. Hope this helps. I have had some problems with this office as well, as a matter of fact I suddenly have something showing up on my credit report I was never made aware of from years ago.....


lrhall41

Submitted by on Sat, 11/01/2008 - 08:09

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Was just checking my credit report and found a returned check from 2004 that has apparently being dealt with by Stassinos Law Office. I had no idea this even existed and have no problem taking care of it but, after reading horror stories here and elsewhere about Stassinos,I'm almost afraid to contact them.


lrhall41

Submitted by on Thu, 11/20/2008 - 11:28

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I would inform them that you arent paying them a penny more--that you already satisfied the balance due per their arrangement. they have receipt of payment, and thats that. The law doesnt allow them to try to collect treble damages like that--it allows them to take you to court and try to win a judgment for that amount. As far as I can see, they arent automatically entitled to that treble amount plus fees--they are required to win that in court. I would tell them to take a flying leap, honestly. Without a court judgment for that amount, you dont owe it and its that simple. not to mention, the balance due was already paid, so if they tried to take you to court over it, they would look pretty foolish trying to push the issue when you can simply say "your honor, here is a copy of the receipt for payment that proves that I paid this in full four years ago...." I dont think they would have much of a chance trying to win their case then. But just to be on the safe side, what do you have for records? Do you have the date of the money order or copy of cancelled check to show the date on it? That, along with the letter they sent you would be slam-dunk proof if you did it before the 30 days ran out.


lrhall41

Submitted by on Thu, 11/20/2008 - 14:50

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I have been dealing with these guys for a while now, trying to get them to erase their data from my credit report. Any advice on these? Im short of going to their office personally to talk with them, as they dont respond to correspondence.


lrhall41

Submitted by on Tue, 12/16/2008 - 16:51

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My daughter and I have been harassed and threatened so badly by this women that I actually called the local police who in turn called her and told her to STOP calling. I paid for the account thru my bank account what I owed and then some and she is still calling and harassing me at 8:30 am.


lrhall41

Submitted by on Wed, 02/25/2009 - 11:20

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You need to contact the California State Bar, filing a complaint also with the Secretary of State and Attorney office, and the FTC(Fair trade commission. Don't pay them a dime. They're Also on ripoffreport.com. I live in Nevada and if a collection agency not registered. They had to remove it off credit report and can't collect. They can get fined. I born and raised in the Bayarea and glad i moved. :P


lrhall41

Submitted by on Sun, 03/08/2009 - 23:30

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I look up the secretary of state for California and their NOT Registered. So this means they can't collect and also violating CA and NV state laws. Their accounts Way past SOL and they cant collect, but waste time harassing consumers! And watch out for Michelle, legal dept. She a real character. She met her match w/ me and she terrified!! hahahah! I advised all to file superior suit against them in our required and make them pass for the damages they cause and report to your state atty general, secretary of state, consumer affairs, and even the district attorney. So all can prosecute.


lrhall41

Submitted by on Wed, 03/18/2009 - 21:58

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