My PDL and Amounts owed Help!!!
Date: Fri, 10/10/2008 - 23:02
BIG-$240
GLS-$240
Cashnet USA-$1904
Dicscount Advances-$531
247advances- Started as a $200 loan now they say I owe $1088.00 Can that happen?
Payday one $290
ok I am sure you all probably think I am crazy, This is how I lived for about 6 months, getting loan after loan, all because I was convinced into getting a car I could not afford, and could not afford to sell,so I broke up with my sons father who did nothing for me, or to help me pay our bills, and I was raising my son all one, no family or anything, and finally I just figured out to close my account and start fresh, now they hassle me every day and I don't know what to do, I am scared they will garnish wages and I won't survive with my
3yr old. I live in FLORIDA HELP Please.
Florida requires Internet based pdl's to be licensed by your sta
Florida requires Internet based pdl's to be licensed by your state. Keep in mind that Florida is known to have payday loan companies acting as CSO's (Credit Service Organizations). This means they do not need to be licensed, and are generally 100% legal in what they charge. The payday lender laws listed below do NOT apply to CSO's.
Quote:
Florida State Information Legal Status: Legal Citation: Fl. Stat. Ann. ???? 560.401 et seq.; Rule 69V-560.901-912 Loan Terms: Maximum Loan Amount: $500 Loan Term: 7-31 days Maximum Finance Rate and Fees: 10% + verification fee Finance Charge for 14-day $100 loan: $15 apr for 14-day $100 loan: 390% Debt Limits: Maximum Number of Outstanding Loans at One Time: One Rollovers Permitted: None (cannot rollover) Cooling-off Period: 24 hours Repayment Plan: Yes Collection Limits: Collection Fees: All charges imposed on the lender by any financial institution; lender not entitled to treble damages Criminal Action: Prohibited Where to Complain, Get Information: Regulator: Florida Office of Financial Regulation Address: Division of Securities and Finance, 200 E. Gaines Street Tallahassee FL 32399 Phone: (850) 410-9805 Fax: (850) 410-9748 |
B I G Payday - Unlicensed/illegal 1005 Terminal Way STE 102 Re
B I G Payday - Unlicensed/illegal
1005 Terminal Way STE 102
Reno, NV 89502-2179
Telephone: (877) 282-5450
Fax: (877) 762-7350
big-int.com
CashNetUSA- Legal
They are probably operating as a CSO (Credit Service Organization) in FL and are perfectly legal in what they charge, you will need to work out payment arrangements with them as they will sue you and could possibly garnish your wages once they get a judgment against you.
GLS - I am uncertain about this one, what do the initials stand for?
Dicscount Advances - Uncertain but I am leaning toward illegal, perhaps someone else will have some info on them so please keep checking back.
247advances - I can't find where they are even licensed in Utah, but even if they were it wouldn't apply to you because a pdl needs to be licensed in your state in order to lend to FL residents.
Address: 223 West Bulldog Blvd, Suite 529
Provo, UT 84604
Payday One is usually licensed in most states, this is another pdl you will need to get in contact with and make some sort of payment arrangements with.
Hi this comment is from Shazzers. You had also answered my forum
Hi this comment is from Shazzers. You had also answered my forum questions thanks. But you said this about Cashnet usa
(CashNetUSA- Legal
They are probably operating as a CSO (Credit Service Organization) in FL and are perfectly legal in what they charge, you will need to work out payment arrangements with them as they will sue you and could possibly garnish your wages once they get a judgment against you.)
Tyler and morgan who is out in florida said that cashnet usa is not the owners of my account but they have a new owner. I forgot the name. So if they are located in Florida and criminal action in that state is prohibited then can they sue me for $150. They were really ugly about the situation and threatened to take me to court. Help
CLICK HERE for information on this company, I think you will fin
CLICK HERE for information on this company, I think you will find it quite interesting!
thanks so much. that info is helpful. i feel better now. my brot
thanks so much. that info is helpful. i feel better now. my brother is a cop. should i let him know whats going on. thanks
