FICO.com?

I had the same doubt as you. It got cleared very recently.

Credit Scores are formulated on the basis of information available in the credit report. The big 3 have their own ways of collecting credit report information. So, many times credit report information differ from bureau to bureau. When the basic set of information gets changed, consequently the credit score also gets changed. In addition, every credit bureau has its own mechanism for evaluating credit score.

FICO is a third party credit scoring system which evaluates credit worthiness of a person. Many lenders use this score to assess credit worthiness of a person.

There are like 27 different FICO scores depending on who's requesting them (mortgage lenders, auto loans, CC's). More often what you see is the Vantage Score which is what the credit card companies look at. I've heard it called the "sucker score" because CC's count on you carrying a balance from month to month and paying them lots of interest.

The reason you are seeing 3 different scores is because usually, not every tradeline is reported on all 3 reports.

bellco.org offers a free credit score every quarter.

How do you get it? I looked on the link and it seems to be a bank? help!

It won't be a FICO score. The only place you can get that is straight form FICO. It's more likely a FAKO.

question of the day ... I am trying out FICO.com and their "Score Watch" product ... Instead of having just one score, I would like to have all 3, plus monitoring, plus alerts when the score changes. But they don't seem to have a product that covers all 3, on a monthly basis. Yes I know I can buy them all 1 time, but not every month. Or am I looking at their product grid incorrectly?

They only give you your EQ FICO thru ScoreWatch. If you want all 3 you have to buy them and it's pretty pricey. I would recommend TrueCredit for monitoring and buying all 3 FICOs from MyFICO quarterly.

Found a discount code for all 3 FICO's:

For a limited time, get 20% off FICO Credit Complete - that's all 3 FICO scores for just $38.28 (normally $47.85). Enter promo code FALLFCC11 when you order to recieve the discount

I paid $89.95 for FICO's score watch ... anyone know if there is a discount to buy just the two additional scores?

Try CPPSAVINGS for 20% off FICO's

thanks!