Academy Services, Can I go to jail?
Date: Wed, 10/15/2008 - 11:47
But this is what happened today. So first he calls my house and leaves this message on my ANSWERING MACHINE:
"This message is for anc526. This is John Britton calling with the final adjustment department at ACS. You bounced 2 checks, both checks we had bounced. I think you should take that in consideration when deciding whether to call me back or not. Unfortunately you are going to be held liable for the checks, and I'm not talking about the amount, I'm talking about the act of bouncing the checks. Of course your still responsible for the balance, the terms of which need to be resolved. I would urge you to contact me immediately if you wish to resolve this."
Then he calls my cell phone and leaves this message:
"This message is for anc526. This is John Britton calling with the final adjustment department at ACS. You bounced 2 checks on us. Unfortunately there are serious ramifications when doing that. Especially when trying to pay back a legitimate debt. And also, they are going to persue you in regards to the balance. I urge you to contact me in regards to this debt. Obviously something is going on here. This is going to be your final opportunity. And remember I said that, because after tomorrow I will not take your call. It's not that I won't, I can't. A recommendation will be made and further action will ensue. If you want to consult somebody about the ramifications of bouncing the two checks I would do that. Good Luck."
THEN he called my husbands place of employment. Now mind you, this is a debt for MY visa card that my husband is not even an authorized user on. He calls my husbands place of employment and asks for me, not my husband but me. So my husband called and gave me the message. He also got a verbal warning from his boss about the phone call.
Mr. Britton is making it sound like I'm going to be in criminal trouble for the two checks. I'm trying to figure out what to do next. Should I call him back? Should I call his supervisor? Should I ignore him? What to do???
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even if you gave them a paper check.it would be difficult to prove any criminal act.you cannot go to jail for a debt.this is a bottomfeeder CA.have you filed DV letters yet?i for one wouldn't call him back,unless you want to get into it with him.he has every intention of harrassing and threatening you to pay immediatly.do not give in to that.
I want to pay this debt. I've been trying to get together money
I want to pay this debt. I've been trying to get together money to send to citicards to pay it down. But times are tough. I mean we are barely scraping by here. And now I'm being threatened with "ramifications of writing a bad check", which to me sounds like "your going to jail". Each check was for $250. So I'm not sure what to do at this point.
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have you talked to the OC?this CA is violating the law doing what they are doing.you might have to file AG complaints against them.do not pay without an agreement in writing.you will not go to jail debts are civil matters not criminal ones.
I know debts are civil matters. But writing a bad check is a cri
I know debts are civil matters. But writing a bad check is a criminal matter. When I gave him the checks I thought the money would be there. It wasn't. I'm not disputing that. But now I'm scared that I'll be sitting in jail for "writing" (it was a check by phone) a bad check. I'm so upset I'm throwing up at this point.
I just called academy back and asked to speak with a manager. I
I just called academy back and asked to speak with a manager. I spoke to Gary Adams the supervisor and explained to him what had happened. I told him that I am more than willing to pay this debt but it will NOT be by check that it will be by money order. He was okay with that and we set up an initial payment for 10/25. So, hopefully that will settle that. I also requested our agreement in writing and told him no payment will be sent until I receive that.
Surprise, Surprise. I never received anything in writing regardi
Surprise, Surprise. I never received anything in writing regarding our payment arrangements. So I didn't send anything. Today I get a phone call at 8:30am on my cell phone that says "Please call the offices of Holly Sharp at 1-800-441-6881 x2591". The funny thing is... That is actually Academy Collection Services and that is the same "special" extension I was given for the Mr. Gary Adams. The manager. Hmm.. weird how she was trying to sound like a law office...
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oooh can you say fdcpa violation?that is exactly what that is.
misrepresentation is a collection no-no.save that voice mail.it will come in handy if you choose to pursue your own action against ACADEMY.
It's not very hard to get Academy to violate. It took me about
It's not very hard to get Academy to violate. It took me about 3 minutes on the phone with "Anthony" a couple years ago before he was making all kinds of threats and cursing. When I asked him to speak to his manager so I could play the recording for his enjoyment, he almost was begging me to not do it....good times
I wish I could record the phone calls. PA is a two party state.
I wish I could record the phone calls. PA is a two party state. Every time I tell them I am recording I get hung up on. I almost wish they would stick around so I can prove what I already know. They are fdcpa violating scum..
When you talk to your attorney about the other company, tell him
When you talk to your attorney about the other company, tell him about this one too...
Have you DV'd? Send a DV or follow up DV and at the bottom stat
Have you DV'd? Send a DV or follow up DV and at the bottom state that all calls to your home and cell are recorded. Once they sign for it, they have been notified. If they call after receipt, they are giving permission and no further notification is needed.
Already plan on it. These two companies are giving me so much he
Already plan on it. These two companies are giving me so much hell it's unreal. I've been laughing about it because it's either laugh or cry.
Laugh about it.....hopefully all the way to the bank!!!
Laugh about it.....hopefully all the way to the bank!!!
I called T-mobile. They said that if the court sends them a subp
I called T-mobile. They said that if the court sends them a subpoena that they will provide the phone number that has been calling. But they can't give it to me over the phone because the representatives can't see it. But I know it's them, so I know what the record will show. I've been trying to keep my cool and remain professional. I've been resisting the urge to pick up the phone when they call and completely go off on them. But I know that will give them what they want, to see they are getting to me.
Do you have call forwarding? Forward the phone to Chinese or In
Do you have call forwarding? Forward the phone to Chinese or Indian restaraunt or the Kwiki Mart.
HAHAH. That's is hilarious Nascar.. I never thought of that. NES
HAHAH. That's is hilarious Nascar.. I never thought of that. NES just called for the 7th and 8th time today. I'm fighting the urge to call back and say something. But I'm just biding my time until an attorney instructs me to do otherwise.