Check Resolution Services threatening to serve summons–I’m too scared

First of all, I don't MIND collection agencies that follow the law and I work with those. Those that continually break the law with harassment (after given a C&D order) Damn right I'm gonna put the law to work on my side. I don't mind paying back LEGITIMATE payday companies ones that will work with you by letting you send in Money grams/Money order etc. And not use scare tactics that are clearly against the law.

Secondarily,if the company is legitimate we have ALWAYS said work out a payment plan with the legitimate company. Illegal ones we've always said to payback the principle (what they took out). None of us that have been on this board helping those that have gotten into the payday loan trap have said NOT to pay. Whether the poster decides to pay or not that's up to them.

Err what happened to the post above mine with the idiot that said we take out payday loans and not pay them back?

it went to troll post heaven.which is where the poster isn't going.

Paul.. ahh okay.. I thought I was going nuts for a second :)

To everyone!!

If you read closely at the Texas Code, it states that a payday loan cannot file charges to collect a debt!! If you would like more information to file a complaint where something will get done, contact the Office of Consumer Credit Commissioner and fill out a complaint form!!
The people that are calling you is a collection agency only!! Whatever you do, be sure to put a security freeze on your credit report or else when you apply for any type of credit, they can obtain that information to call and harrass you daily!! Don't give them anybody's numbers or alternate numbers, nothing!! They cannot do a thing to you - - read the laws!!! PLUS, there are different laws for online loans and going into a location as well as the amount of fees they can charge you...DONT GET RIPPED OFF!!

I am also having trouble with Check Resolutions. This company is also now buying debts from Cashnet USA also. I got home the other night and found out this company called my parents and also called my sister threatening me with a summons if I didn't call the 1-888-995-0615 that is illegal to begin with. I called and the girl that answered said that the bank was pursuing this not cashnet. I should have asked what bank. She tried to get account info from me but I didn't give it. She told me she would get the bank to hold off 24 hours so I could get a prepaid debit card. I know the law it is illegal to demand payment by ACH, Credit/debit card or western Union. I did some research and found the address for these scum bags

Check Resolutions
1561 Kenmore Ave
Kenmore, NY 14217

716-995-0615 Phone
716-995-0629 Fax

You can find your State attorney Generals office on the net and file a complaint with them and also the one in NY. Also file a complaint with The Federal Trade Commission.

Google Bud Hibbs his site has much info on dealing with collection agencies. He even has a letter for you to send to collection agencies to tell them to stop contacting you.

Exactly Webmaster,which is exactly what I did originally. in my case whichever collection agency Check'n go sent it they are not licensed in my state. I'm not going to give money to an unlicensed collection agency.

So please, before giving any money to a collection agency check to see if they are licensed to collect in your state.

OMG!!! I am so glad to find these posts! I just got a call from an Anthony Davis (calling from a Private Number) who says he just received a fax at his office and order to serve me with a summons as well! He left a message stating that he got this fax from a company called Check Resolution and that I needed to call 888-601-0060 or they were going to serve me at my place of employment or my residence and that I should consider that I was being "informed" of this matter and "good luck". I went online, typed in Check Resolution and low and behold it led me to this blog about Check N Go which I happen to have an outstanding debt with! LMAO. Here in Missouri, we have a Web site called Case.Net where we can look up cases for civil suits or whatever for this type of stuff to see if anything is pending, resolved, etc. I went to Case.Net, typed in my name and imagine that! NOTHING CAME UP! Now if it was TRULY a pending summons, it would have been there. They are really good about keeping that very up to date day by day. So I find it amusing that he says he will serve me if I don't call back. Just for kicks and grins, I called him back ANONYMOUSLY mind you and HE answers...only, yeah, you guessed it...a different name all together! I hung up and about 2 seconds later, I received yet another Private Call on my cell. Absolutely amazing! Missouri Attorney General's office says the same thing about PDL...they CANNOT send you to jail. They can sue you or take you to court, but I can tell you right now, it would be on the site if that was really the case. So full of crap! Just to let you know, there IS a solution for the PDL trap. It's called Langhorne debt solutions and I have been with them for about 3 months now. Almost ALL of them have stopped calling (except this one of course). They are working very closely with the rest and have had no issues so far.

Thats great Steph, it sounds like things are heading the right direction :D

I just recieved a call from kevin and i called the number that was given to me, i spoke with shawna at ext 133 she states that i need to either put my infor on file to her like a credit card or checking account and i explained to her that i am out of work and the only way i can pay is 50 a month and she said that i have to pay it by the end of this month in order for me to not be served. she said that i could not do not and i told her that i will just wait for the papers and she said if thats what you want then go for it and good luck then she hung up on me.

this just happen to my husband some guy just called my husband job and that he was involve with bank fraud the worst they involve his sister, brother and niece in it...i just pay $1500 to a lawyer that i dont even have how can this be ressolved. :?: :oops: those ppl better stop scamming!!!!!!

I just got a call from the same number as everyone else but it was a woman. I guess I need to go back and cancel my card now. I live in Texas and all this is really helping me now.

Thank you

I just got a call from the same number as everyone else but it was a woman. I guess I need to go back and cancel my card now. I live in Texas and all this is really helping me now.

Thank you

I got the same call and information you all got and these people are cunning, they tell you these things as a scare tactic. Anyway, I got a little bit more information. If you want to stop payment for any of this the company that will be taking out the funds is Check Resolution Services. The number I got a call from was 1-888-601-0060 and the person I spoke with was Tammy Michael s at ext. 120. ALL FAKE information, I might add. It amazes me that people can sleep at night. :evil:

Unbelievable:
You need to take a look at the Terms of Service on our website. Name calling and bashing are not allowed. Not only did you do this here, but it looks like you cut and pasted this on numerous threads. And's that's really not creative now, is it? I have deleted one of your posts here, since it was a duplicate one, but you have been warned: if you don't want to engage in constructive conversation on this website, but persist in slamming members of our community who come here for help and support in their financial issues, you will be banned.

sorry K,but i deleted the trolls post.i'm just in no mood to see troll spew right now.

i a having the problem with this company, and about 3 different people call me a day saying that they are gonna serve me papers and i have all these charges and this was my firs pdl that i have ever taken out online before

what state are you in?debts are civil matters not criminal ones.this idiotic bottomfeeder is famous for that.which pdl are we talking?how much was borrowed and how much was debited total?

I also have a similar circumstance as the above people do and also received a phone call from a guy by the name of David Hansen from Check Resolutions, he left a nasty message and some of the same information as above. I have tried to find information about Check Resolutions before even calling him back and came to this site and just started reading all these things, this is crazy. I guess we should ask them to send everything to us in writing so that we would have all the information we would need to follow up on these people and this company. Before I call them back I wanted to get any information and after reading this I am almost afraid of what will start if I do call them back. After all the stuff with the PDL I had nothing but problems with my account and closed the account because someone got my account information and was trying to access the account several times. I wonder now if it is someone who works for either of these companies.

Hey Guest in TX same with me! They just called me today too. Said they were going to send someone out to my house. If only they knew that I work with people who serve supenoas. They can't do what they are saying they are going to do.

I just received a call from a "Roger Syllis" giving me the same old song and dance. Of course, he said he was calling as a "courtesy" before serving me with documents from this "Check Resolutions Services" organization but, when have you EVER heard of process servers calling in advance? The interesting thing about my situation is that I NEVER got a PDL from Check-N-Go so, why am I being contacted?

I agree that we all should be responsible for our financial practices but, by the same token, it's not fair for these people to prey on us and try to make a quick buck by using scare tactics to get people to provide their personal financial information! I will not be calling the # that this jerk left which is the same 888-995-0615 number that you all were given nor will I be giving them my account information. As far as I'm concerned, they can get in line behind the rest of the collectors but, they should do it legally by sending written notification. (exhaling) What is this country coming to?

Oh, I forgot to mention that my sister got the SAME call from the SAME guy about a month ago but, the ironic thing is that, she NEVER applied for or received a PDL from Check-N-Go either! See what I mean!

i to was contacted by this check resolution due to a defaulted loan with cash net. after reading your blogs i waited to see if they were legit, and 8 days later i was served while fixing my car for an insufficient ach debit. after looking up the law, its quite true that when you authorize an ach debit through your bank account and it comes back bounced, its the same as writing a bad check. thanks for your garbage advice guys and girls. i lost my job and couldnt pay, i noticed alot of you folks here try to find ways to weasel out of paying your bills. and you all should man up and pay what you owe. you didnt complain when you borrowed the money, and put yourself in their shoes. what if they owed you? pay up like i did, dont blame them for wanting their money

Were you served with a civil suit?

A legal lender can file a civil suit and I doubt anyone on this forum told you any different.

Criminal charges are prohibited in SC so I am not at all sure what you are rambling about.

Sir;
I am a past employee of the above mentioned Chk n Go and I wish too inform you these are collection tactics used to frighten customers into repaying them only to RE-borrow and then back in the spendy cycle from which this shameful pattern of what is called a 'payday Loan' is made of. You can't afford to repay them and they knew that the first time you came in there, whereby you were afforded monies on a check that was no good to begin with or neither you nor any sane minded person would pay apprx $17-$20 PER HUNDRED borrowed til the next pay day and so on and so on ...pa ra pa pum! What you should know is that in your contract it specifically states that "no legal action will be taken by CNG or its' affiliates in conjunction or in the collection of said monies" BUT...they never said they wouldn't threaten, pretend to, or such to get their money back and in most cases it WORKS! Don't let em fool you, don't feel bad and DONT PAY EM BACK!!! Or then they'll convince you to come back, that you quailify and there 'yar again...There's nothing they can do since that is the nature of the business and these crooks likely made a fortune off you already!!!

P. panos

Hi brett in sc,

Nope! Bzzzzzzzzztt......... If you bounced it with intent to defraud, well, that's a whole different story.

And your "story" sounds like you just made it up, Mr Debt Collector. IMO, of course.

chrys

an opinion i totally agree with chrys.an employee of this bottomfeeder for sure.

i got the same call yesterday, 02/09/09 saying they were trying to serve a summons. They scared me at first, I was up all night worrying about the "criminal charges" and now see it happens to many. Anyone know how we / I can make arrangements to pay alittle at a time?

Guest, if it's truely for check n'go contact corporate office and tell them that you want to set up payments. Don't deal with the collection agency, by doing so your only giving them more fuel to fuel their fire so to speak. Making them think that their tactics worked.

I just received a call from a guy who stated his name was David Lockwood and he just received a fax to schedule a service of summons. It was a summons for 'some kinda bad check issued' and was being issued by Check Resolutions. During the entire 45 second message left on my phone, he kept clearing his throat and saying 'um' every few seconds. He sound as if he was reading a script, but couldn't make out the words. He ended with reading off a number to contact Check Resolutions to resolve the issue before he issues the summons to my home or place of employment. The number he left was 888.601.0060. He said the number so fast, in between clearing his throat as if he really didn't want me to get it. I guess he wants to be the one to make initial contact. After listening to the message I googled Check resolutions and found these posts....Thank You!!! I'm going to find their address (when I do, I'll post it) and send a DV & C&D letter. I was told by a friend that assist ppl with managing their credit to not call or p/u their calls. Once they make contact that starts the clock all over again - even if the debt has been sold; which was probably the case - Check n Go must have sold the loan to a 3rd Party Collection Agency. So, we're looking for their address and I'll send the letters and see what happens...

I am glad you found us and get those C&D letters out.

received a call from these jack ****.... looking for a relative, they left a VM about a summons blah blah blah. After reading all the above posts the story they use seems to be the same. Just wanted to post to show that this so called collection company is illegally representing themselves, illegally threatening to serve people summons, illegally harassing people. KNOW YOUR RIGHTS when it comes to collections people.

[color=Red]****Adult term removed - Jason[/color]

i received a vm this morning from a "Mr. J*nes" telling me i was going to be served a summons for check fraud and that i should contact check resolutions to resolve this matter i called them and the guy that answered sounded just like mr. j*nes. i told him i received a call saying i needed to contact their office he then informed me that he couldn't find any info on me and asked for my social i told him i wasn't giving him my social because 1 i had never heard of his company and 2 he just happened to sound just exactly like the Mr. J*nes who supposedly worked for a local company hired by check resolutions to contact me he told me once again that he could find nothing on me and he would contact the local agency and get my name removed from their system instead he calls me back and leaved a vm telling me that after comparing my social (which i never gave to him) he does indeed have a file on me but in his file my name is spelled wrong and i need to call him back which i'm not

good for you.i wouldn't talk to this mope again either.he can't and won't do a thing except call.do not engage this loser again.a waste of your time.

i just started grtting phone calls, and they are being annoyoing. what can i do?? :wink:

I would do as paul suggested above.. ingore their phone calls.

CA's and payday lenders use predictive dialer programs to make calls for them. When you answer the computer notes that as a successful connection and you stay in the dialer longer, especially if you stay on long enough to actually have a conversation.

I got hit with this last month. I gave them my information right away thinking that I was going to be served and going to jail. They broke my payments up between January and February. I have paid almost $400 of the $773 so far. They have sent me NOTHING in the mail, so I don't even know where my money went. I did NOT put any money on my pre-paid account and dont plan on it. I would rather get the papers and go to court. At least then, I would have proof.

These fools just make up their stories - don't fall for them. Instead, keep telephoning their toll free lines with nonsence calls from public phones or from ID-blocked phones. They have to pay for incoming calls, and if everyone calls them as much as they call us, then we can put them out of business! If you're asked to leave a message, fill up their voice mail with noise or music or something. If EVERYONE did this, things might change!

My huband and I are going through the same thing with this company. The only diff is it took about 2 weeks of harassment from them to relize that no matter what these people will not stop. They threatened us as well with arrest. The guy actually told my husband" I wouldnt put them off they never lose in court and you'll go to jail. After much worry my hubby set up arrangements for 50 a week for three weeks. They then told him the remaining balance would be due in full. We've kept our agreement thus far but they call him everyday harassing him. I'm fed up. We just cant afford to do this right now and they will not work with us. I've been on the internat all day researching and have found that what they are doingto all of us is illegal. We are in the process of filing a c&d. I took matters into my own hands and filed a formal complaint with the ftc. I hope if enough of us do that they will shut these people down.

i got the same call from that guy,,first the process sever called from a number i could not call back,,he gave me the same 888 number the guy says to me the same stuff,,i did not give him any info,,i will try to contact the corp number for check n go thank you guys i was about to give in to this guy...glad i read this

My attorney has advised me to ignore calls from this company. they have been trying to collect on a a debt that I included in a bankruptcy a year ago. My attorney also advised that I should get as much information from this company and file complaints with the FTC and the BBB. They can not threaten you with jail time, court, criminal check fraud.
I would say get a lawyer if they dont quit harassing you and sue them for violating the FDCPA

First got a call from a woman indicating that there was a summons being served to me and they wanted to know if i was going to be home (hah!) and that i was being charged for "defrauding a government banking institution!"...YIKES!!! But after some investigating, and thankfully, reading these posts, I realized that this is was a scam. I even got a call from an official from my county and he left a msg saying that he had just received a fax & other paperwork charging me with writing a bad check and defrauding a banking institution and that "i had been notified" and that I could probably buy myself some time if I called the Ck Resolution 800 number (which he so conveniently had). When I called the County's office number (the one that was left on my caller ID), I reached the County Records office and they couldn't tell me anything about the previous caller's message, then she suggested I call my County's Superior Court and I did that, and the woman said that the court had no time for this type of stuff and that I should be careful because it sounded like a scam, and that I should not give out my information.

I received a call from one of their representatives following the same scheme as the ones stated above. I spoke with my lawyer regarding what happened and she stated that you can not have criminal charges filed against you for consumer debt. they can file suit against you in court to garnish your wages, or sue you for the money, but it is illegal and against the Fair Debt collection practices act for them to falsly accuse you of committing a crime, threaten you with jail time, state that you have broken a law, deny you legal council, as my representative did when he told me that I did not have time to call my lawyer. They also said that they represented a governement agency (sherrifs dept, or atty generals office) and since I had filed bankruptcy on my debt a year ago, they broke the law by contacting me and trying to collect a debt that was included in the bankruptcy...I suggest contacting an attorney if these calls persist. They are illegal and I hope that each one of you reports this collection agency to the Better Business Bureau (they also have an address on file for this company) and also report them to the FCC...the governent agency who monitors these companies.
If they continue with their blatantly illegal collection practices it is well within your rights to sue them.
Please become informed with the Fair debt collection practices act and know your rights.

I received a call from one of their representatives following the same scheme as the ones stated above. I spoke with my lawyer regarding what happened and she stated that you can not have criminal charges filed against you for consumer debt. they can file suit against you in court to garnish your wages, or sue you for the money, but it is illegal and against the Fair Debt collection practices act for them to falsly accuse you of committing a crime, threaten you with jail time, state that you have broken a law, deny you legal council, as my representative did when he told me that I did not have time to call my lawyer. They also said that they represented a governement agency (sherrifs dept, or atty generals office) and since I had filed bankruptcy on my debt a year ago, they broke the law by contacting me and trying to collect a debt that was included in the bankruptcy...I suggest contacting an attorney if these calls persist. They are illegal and I hope that each one of you reports this collection agency to the Better Business Bureau (they also have an address on file for this company) and also report them to the FCC...the governent agency who monitors these companies.
If they continue with their blatantly illegal collection practices it is well within your rights to sue them.
Please become informed with the Fair debt collection practices act and know your rights.

I have gotten several calls from these guys with the same I got a summons for you BS but this time they used a caller id spoof system that came through saying my County and when I ansered this guy named David Hansen stated he was with the "County Clerks Office".

I new is what a load of BS so I asked him who his supervisor was at the clerks office and he hang up.

These people need to be shut down!

Google search FDCPA (Fair Debt Collection Practices Act)

No one can legally claim to be a government representative if they are not. Process servers DO NOT GIVE YOU A CALL before serving you. The law says they cannot say you are going to jail or have committed a crime. YOU HAVEN'T NOT AND YOU WILL NOT!

If they lie about their name and who they work for, this is known as MISREPRESENTATION, and it is a crime. RECORD THE CALL IF IT IS LEGAL IN YOUR STATE TO DO SO. IN TEXAS, ONLY 1 PARTY MUST KNOW THE CALL IS BEING RECORDED, OTHER STATES ARE DIFFERENT. CALL THE FTC, FCC and YOUR ATTORNEY GENERAL.

I just got a call today, Mr. Marshall Walker who told me the exact things that all of you'll are talking about. What should i do?

Ignore the calls for now.

Did you have a payday loan at one time?

I wish i can take care of this but i can't, know what im saying. I just got really scared when thye told me all of this.

it's not a loan, they said they were calling because of bank wire transfer. But they told me the same thing about the debit/credit card...the prepaid card the summons, court.