Check Resolution Services threatening to serve summons–I’m too scared

i was just wondering if anyone has recouped their money? ive reported check resolutions to the card company yes i was smart enough not to give them my true banking info i actually went out and bought a reloadable credit card and i called within 24 hrs of giving check resolutions my money the credit card company froze my acct and i reported them as scam artist that took my money under wrong practices and pretenses...i was told that i could not put a hold on that money which was still in my acct but i could freeze the acct and wait 30 days for an investigation by the bank....so if anyone out there has done this please let me know what happend.......:6)

DON'T PAY THIS PEOPLE!!!!!!!!!!!!!!!!!!!!!!!!!!!!
My husband setup a payment plan with these people. They told him he had to pay 735 then they lower it to 500 if he paid that day. He asked them if they sent him a bill in the mail bc we hadn't rec'd anything, they told him they done so all of times. (we never rec'd anything) My husband paid the 500 but asked the lady to send him a letter/receipt saying his debt had been paid off. We never rec'd anything and now after 7 months they've started calling again stating we still owe money. I told them we weren't paying anything else since they'll told us we would only have to pay 500.

I got a response from my bank and they said that the collection agency can have anyone they want to process their payments and I can not get my money back because I willing agreed to pay them the money

bruce 316, hang tight i am not sure if this is correct?
also, filing complaints with the BBB will not really do so much, I would consider the attorney general's office and the ftc.

they r pa found them they work out of home i will take care of it

I was contacted by Check Resolutions Services the other day about a summons for a pdl I did in Feb of 2008. I was told that if I don't pay this, that I would be brought up on charges for check fraud, internet fraud and alot of other charges. I'm not but can you go to jail for not paying back a pdl?

one of the moderators will have to verify, but some of the payday loan companies that are actually Banks can take you to court. so its hard to figure out what company is owned by a legitimate bank and what is not. but i read in another thread/post that bank owned payday lenders are legal, and the others are not. Example, I was using Ameriloan, but sent them a stop request along with United Cash loans because of the simple fact that I becam educated because of this website, and they also are not auth. to do business with WA state residents...... they are also not backed by a normal bank.

so if you can, figure out if they are simply a payday loan company or backed by a normal bank........ that may answer your question...

NOT a Debt Collection Agency!!!...or so I was just told by "Charles", when I tried to pin him down about his company and the "bank(First Federal???) he was supposedly negotiating with. I asked for and got the Kenmore ave address as well, and was told that they don't receive payments there...same story about the paperwork he had would probably be gone by the time I sent a payment somewhere (oh, ECXEPT AFTER I gave him a bank card or cc # FIRST, then "the bank" would consider holding until they received my payment...what????)
I am calling the BBB and the State Attorney General's office.
Look guys, if they don't give a paper trail and they only work by phone contact and credit/debit card transactions, then bells and whistles should be going off big time. I find it fascinating that none of us ever received any statement, bill or receipt from this company - before, during or after...we have a right to receive a legitimate bill or statement, before just blindly pouring money into a card for then to draw from... where is our proof that any of that money is going towards paying the original debt?
Hold off paying anything...get something in writing and get the BBB and the Attorney General's office involved as well.

The AG's office might be helpful, but I've found the BBB to be pretty useless.

this just happened to me a month ago i agreed to pay 100 then 85 and at the end of sept. 400 . i already payed the 185 now i find out they can't take me to jail, i have to cancel my bank card so they don't debit the 400.00 and get a new card. they did get me for 185 i called to cancel my other debits to the company and the girl said that if i did i would be jailed for check fraud..is that possible??

no as being a scam they were not entitled to the 185.00 they already got.tell them to piss up a rope if they call again.cancel the card and get a new account.this place can do nothing except call and threaten stupidly.

They call my sister, telling her that I own money for a pdl and if I don't pay it they going to pick me up on my job and take me to jail fot bank fraud and etc. Check Resolution left my sister they number 1-888-513-7945 and a ext. number of 150763 I put the ext number in and the operator told me its a invaild number. What do I need to do. I live in the state of Texas. Will they take me to jail for a pdl.

this is a scam JDB.if they actually talk to you.tell them you will not speak to them again without something in writing.you cannot go to jail for a pdl debt.

I read other blogs and one guy stated that they serve him paper when he was working on his car. This guy is from SC. What do my sister need to do or say the next time check resolutions calls. what kind of question do she need to ask. I havent spoken to them. What should i do?

whoever said that is a shill for this scam.have your sister hang up on them as she has no business with them.they are trying to get to you through her.hardly legit.if they do call you.hang up on them.

Will they come on my job. I never heard of a collection services threaten to come on your job. Can i sue them for coming on my job. If i do go to court and the judge ask me what i can pay they suppose accept what ever i can give them. My mother is worry that im going to jail and she said i need to be with my kids.

ignore anything they say.they are a scam,and will do nothing.all they can do is call and threaten.you can sue them for FDCPA violations.if they did speak to your sister and mother like that.they broke the law.you will not go to jail.they will not come to your work.the person that posted that is a shill for them.this is a scam.pure and simple.have everyone they call hang up on them.you do the same.they can do nothing.

Thanks for making me feel better, after reading some of these posts, I am not so completely freaked out.

I got a call yesterday from a guy that says he has a summons for me and he would be in my area the next day and would call me 2 hours before he would be here to make sure I was available. He gave me the number of the people that he said gave him the summons authorization or whatever, and it is a company in Buffalo, New York called Western Euro Capital, or something like that. I called them and said that it was concerning a loan i took out in July 2008 from Cash Net USA for 400. I was being investigated for fraud and some other charge, but she couldn't tell me if it was civil or criminal. She also told me that I need to be letting my references know that they will most likely be needing to go to court to testify on my behalf and all this other stuff. It completely freaked me out. She told me I could settle out of court for 1,060. Apparently the owner of this company bought the loan for 600 and the other 460 is some other fee they are adding on.

I have no idea what I should be doing about this. Should I ignore it? I am not so concerned as me, but I don't want my references to get into trouble. I live in Idaho, and I am not sure where to begin looking for laws about this kind of thing.

you should ignore it.also let your references know this scam will be calling.that way they have the 411.

How long dose these ppl continue to harrass you. credit resolutions seen that work for all the pdl. they trying to collect a debt with every body. they continue to call my family, making threats about coming on my job. why are these havent been stop yet. im going to take your advice about ignore the calls. I pray they don't pick me and take me to jail or summon me court. thanks for everything ill keep up dated on whats going on. what i don't understand is pdl really want their money why they wait 1 to 2 yrs to collect on a debt with 3rd party collection office dont understand. but i want chech resolution out of my life.

Hi everybody, they same happened to me. A month ago someone from check resolution called me treating me someone is coming out to my home or work to place to serve papers if I don't make payment arrangements. So I did I paid on 8/15/09 $150.00 and $ 185.00 on 9/5/09. On 9/12. a Steven Devurtio called me stating he just received the file from "I forget the name" to set up dates for payments. By the time the voicemail reached me 2 hours passed, I called back I couldn't reach anybody the office was closed even it was only 1.00 P.M. and the don't close to 6.00 P.M.
Ok let me try on Monday when they open up again. In the mean time I checked my bank account check resolution took out $200.00 without my authorization and not giving me a chance to call back. I'll dispute the transaction on Monday with my bank and report it as a fraud.
Funny part is it is always the same voice with different names

This just happened to me today and the called my mother and sister. My mother is terminally ill and this upset her because she thought I was going to jail. Anywho, I called them and asked for an address and fax number so I can send a c&d letter, this is what they gave me: 1561 Kenmore Ave, Kenmore, NY 14217 and the fax number is 716-995-0629. I hope this is a good address. Does anyone on here have a templete for a c&d letter

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I just received a call from Brandy stating that I needed to call this same number 1-888-995-0615 the name of the company was check solutions threatening me to come to my home and serve me with a summons if I did not call them back to work out a solution to pay back whomever the pdl company is that I got a loan from over a year ago . Then she finishes by calling my name out ant stating I have been notified. What do I need to do ?

send a DV(debt validation)letter to the address above your post.send it certified mail return receipt.

OMG!! Well looks like we are stupid for getting involved with pay-day loans...however, we are at least smart enough to stand up for ourselves...i have the same story as everyone else...threats, fake names, they told my it was though capital one..i called them..they never heard of crs. then they told me first federal bank. i called them..they don't use outside collections!! nothing but lies from the these people...i have read all of your stories..which has made my feel a bit better...but my question is....Has anybody seen these threats come true?? any body got that "summons" yet??

They will no longer do anything. The debt collector bought the debt from check n go for a reduced rate and once they collect from you, they get paid. They (check n go) cannot report you to the credit berau(spelling). You can get that removed. Good luck.

unregistered...sorry but a little unclear...pay or don't pay??

dont pay..these people had me scared stupid and they took 350. out of my account and when i went to the bank and reported this as a scam i was told because i gave them my bank info i allowed them to take the money out so shame on me. This was march of this year. I recieved a call from the guy (different name) about a month ago. when i told him i had no money and no bank account and the only letter i had recieved from his company was 900.00 for a 300.00 loan and he told me that he had a bundle of misquoted letters in his back room and i still needed to send him 400.00 but i could make payments of 80.00 a month. I told him i would not send anything until i had something in writing. I have not recieved anything in the mail but he has called me twice since then, and left messages on my answering machine. I also was left a message on my anserwing machine about 8 months ago i was going to be served, but i am still waiting......I do believe in paying my bills but when I have to take care of my family and my job has been cut out, you do what you have to do. But threating & cursing over the phone is Illegal........It is bull they are scare tactics, they have no legal rights, except to take you to small claims court........

Check Resoultions are after me also and I am sure glad I looked everything up on the internet and found you. Now I know how to handle this "Rick Porter" who has been threatening me with a summons for 3 weeks. Thanks. His problem is I don't pick up the telephone for just any number that shows up and definetly not a "private number".

this is the same guy who is calling me at my workplace! this is ridiculous, I am so sorry for the poor people who give him their information. The next time he calls I am going to tell him that I will be waiting for the summons.

I had Check Resolution Services leaving me voice mails saying they were going to serve me a summons for check fraud. They called my parents and my friends. They finally got my dad and my dad, being the nosy person he is started asking questions and gave me a whole bunch of information.

So, I call them right after my dad called to say that he spoke with them. I asked to speak Naomi. The lady that answered goes, "have you been served a summons?" I told her "no, and I wasn't going to be served because I already checked with the court house." She asked me if I checked with the right one. And I told her the only one that mattered is my county court as that's where I would need be sued.

She then transferred me to "Naomi" and Naomi mentioned she talked with my father. I stopped her right there and said, "you should not have discussed this with my father." She asked me if I wanted to pay her, I told her "no" and that she needed to send me verification of the debt. She said she would get it out that day and I would see it in 5-7 days.

It's been 3 months. They haven't called, I haven't received anything in the mail. Call them up and ask for the debt verification. More than likely, they will not send it to you.

They wont cause the debt needs to be legal to even verify...

Five letters: F D C P A I received a call from "Kevin" today. He violated US Code 15 1692c. 4 times. Please make yourself familiar with it. It will save you a lot of pain and misery.

i agree, the FDCPA applies to third party collectors and it is a good idea in general to familiarize yourself with the laws.

Check resolution is breaking the law you can sue them and get a cool $1000 from them. There are attorneys out there that will help you for free because the debt collector will have to pay the legal fees

I received a call tonight scaring the crap out of me and agreed to the terms which I later thought what am I doing giving out my information. My sister called me and I went on-line and sure enough they are a scam. I called my bank and cancelled my credit card and they are issuing me a new card.
The problem is something should happen to these people who scare the crap out of you and saying that you are going to jail.

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I've also been receiving calls off and on since the 3rd week of December. Same exact scenario that I was about to be served with papers, warrant for my arrest, etc. The weird thing is that mine was a debt from 3 yrs ago that CashNet sold to AIS collections after I'd paid them in full. I called CashNet last week and they confirmed my debt was paid off. They didn't know anything about CRS. Double-dipping going on here? CRS have daubed themselves as being CRS which is Check Recovery Services...another tactic to confuse people into thinking who they are, ie Check Resolution Service. They have a website - currently under construction. :-)
We have already contacted our local and state authorities regarding their collection tactics (including posing as law enforcement) and sent them letters to stop their calls.

p.s. there is more than one entity calling themselves Check Resolution Service(s) on the web, including the one with the website under construction. Careful, folks! My investigator brother became deeply concerned about these folks threatening me and my neighbor over a debt that was paid 3 years ago. Hence, he has taken a leave from his job in Laredo to take care of things. I am so grateful - he is the best!

I recevd a call from check resolutions (877-995-0656) stating I am gonna be served with a summons for court. I was informed that i'm gonna be responsible for attorney fees for the one they will send to court. I told him no i'm not gonna pay and if he can mail me a statement i'm responsible for attorney fees. he said no it will be in the summons paper. I infomred he is wrong because summons papers only state why you're being served, when, where & what time. He got irate with me. Just real rude.

I just got a call from a person in Austin TX saying that he is an investigator Grey and if I don't send a money gram in the amount of $1112.50 within the hour then he will have no other choice than to have his attorneys sign off on a paper to have me arrested for bank fraud, internet fraud and something else. I don't recognize the pdl company names he just called me and said that he would settle for 637.50 and put the remainder on hardship. please help

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Thank you so much for your help, he calls my office like 5-8 times a day and is very rude and threatening. He also leaves messages with my co workers telling them that he is trying to save me the embarrassment of being arrested at work.

Check Resolution is an illegal collection agency and use illegal tactics to collect. They buy debts and then scare people into paying them. Call an attorney who will help you sue them on a contingency. Check resolution will have to pay the attorney fees not you. I am in the process of sueing them myself right now and suggest anyone who has been contacted by them do the same. This company must be shutdown.

I received a call from Check Resolution Services, which I was threaten to be served with a sumonsn on my job or at my home. They want to take me to court. They stated I have commited a fraud. So, I will have to be sumons for count and leagal action will be taken.

these people from Check Resolution Services are horrible. They called my husbands parents about a past PDL. They then called us, I was home so I called them.. They had no problem speaking with me about this so called debt. Which I believe is paid off. When I asked to see something in writing "Miss Rivera" refused. She asked "Why"? I told her there are many scam artists and I am just protecting ourselves. She said we can email or fax but not mail. I said fine and gave her my email address. Waited a while and it was some cheesy email...not acceptable to me. I called back saying I needed their address. I didn't tell her but I was going to mail a letter of validation. She kept asking why, and I said because I NEED the mailing address. She told me "Your stall tactics won't work".....and then she hung up on me!!

I called the 1-877 number back to see if I could speak with someone else. I got a lady named "sandy" told her I needed their company's mailing address that I had a letter I wished to send. I didn't tell her who I was or anything. She asked why, kept stalling. Then asked me for a case # finally. So I gave it to her. Then she said "Well we'll have to speak with your husband about this matter". I told her that their company has been talking with me all day about this matter, even emailing me.

My husband is due to come home any minute. I am curious to see if they give HIM the address.

I just got a call from this company too, and I have not returned their phone calls, and I do'nt plan to either, let them put a jugement on my credit, I don't care about credit right now, I am not going to let this bother me, I don't have time for it. Nor will I pay a company that does'nt have a valid address and it seems to me that they are crooks. So let them keep calling, so far they have left a message for me twice ande they can keep calling, I am not going to let them scare me for sure! The man keeps telling me I have written a bad check! Little do they know!

I received several messages from someone telling me to call CRS. Since I had never gotten anything in writing from these folks indicating what their interest in me was about, and having no idea who CRS is, I did not return their call. Expecting something in the mail, that never came

These people have also threatened to send out the sheriff to my home if I did not call that very day to settle my account. To my discust, a Ms. Rivera told me that they contacted my 92 year old father who, not knowing better and is easily intimidated by strangers, told them he would round up the $1,655 they were demanding. I protested their actions in calling him and Ms. Rivera's reply was that since I was not responsible by paying this debt off, they had no choice. I've been advised that they broke the law by baiting him for money. They even wanted to withdraw the money directly from his bank! In stead, he sent me a check that is short of the amount and I am sending it right back to him even though CRS is expecting to withdraw the funds within the next few days. He can't afford it, and I am in the midst of filing bankruptsy, so I can't either. No one likes being in the rears of a debt and my financial losses (I've been unemployed for months due to illness) have given me a great deal of stress, prompting stroke systems topped off with a nervous breakdown. I told Ms. Rivera that if they take me to court I will have stroke for sure. She reiterated that I have not been responsible. If that were true, I doubt I would have been so torn up over my financial situation. Living on Social Security now, I've been advised to cancel my (small) checking account so they cannot break into it. Just cancelling the debit card isn't completely safe...everything has to be closed. Meanwhile, with the help of a paralegal who is letting me make small payments, I have included Check Resolution Services in my bankruptsy. Their methods are vicious and using illegal scare tactics is abominable. My elderly father is extremely judgemental toward me and I doubt repairing this incident with him will be easy before it's too late. I don't understand how companies like Check Resolution Service (CRS) are still allowed to function. And...why are they so hush-hush about listing their address on the web, or giving it out over the phone? Perhaps they are concerned that we will all show up at their door!