Clearing an incorrect late on my CR
Date: Wed, 10/15/2008 - 23:26
My bank statements clearly show that I made this payment on time.
My question is, can I take care of this over the phone with the mortgage co, or do I need to do it in writing?
I'd try over the phone first. If they won't correct it for you,
I'd try over the phone first. If they won't correct it for you, then file a written dispute with the reporting CRA's as "Never late".
One more quick question... Our mortgage was sold in July to a
One more quick question...
Our mortgage was sold in July to a new company. The new mort co has not been reporting to the CRAs yet. Should I contact them and ask them to report all our on time payments from the time of transfer until now?
Is it affecting our CRs negatively by not having them report the current loan?
It looks like the last time we made a mortgage payment was in June before the loan was transferred.
On my last post, what I meant to say was ...we have made all pay
On my last post, what I meant to say was ...we have made all payments on time since the transfer, but to someone pulling our CRs it will appear as though we haven't made a mortgage payment since June.
I wouldn't worry too much about it. I can't think of one Mortga
I wouldn't worry too much about it. I can't think of one Mortgage lender that doesn't report to all 3. When they finally start reporting their TL they should pick up where the other left off. If it goes past 120 though, I would give them a call to see what's up.