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I need help with Smith Haynes and Watson

Date: Thu, 10/16/2008 - 13:17

Submitted by kcooks3973
on Thu, 10/16/2008 - 13:17

Posts: 91 Credits: [Donate]

Total Replies: 7


I have received 2 calls from them. I then sent the cease and desist and also filed another complaint with my attorney general. They want me to pay $839 on a $390 loan. I then got another call and was told the $839 still stands and I have until tomorrow to contact them. I have paid $270 on a 390 loan in interest alone. I am not making arrangements to pay $839. I just want this settled. How should I handle this?


390.00?is that the amount borrowed?seems like an odd amount.
anyway,refile your complaints.did you send a DV and C&D letters?if not send them certified mail return receipt.if so,look into your legal options in regards to fdcpa violations.whether or not you owe is not the issue.this bottomfeeder is breaking the law.look in the search box on the upper right.it will tell you all you need to know.


lrhall41

Submitted by paulmergel on Thu, 10/16/2008 - 13:31

( Posts: 15514 | Credits: )


then you owe 300.00 not 390.00.that's right we determined that arrowhead was illegal.so forget the 90.00 interest.you owe 30.00.nothing more.smith hayes and watson isn't licensed to collect on you.tell them to pound sand.


lrhall41

Submitted by paulmergel on Thu, 10/16/2008 - 13:56

( Posts: 15514 | Credits: )


These same ppl are harassing me at work regarding a PDL that I took out with Eastside Lenders. I've paid the minimum $90 5 times before my bank account was closed (Eastside wouldn't respond to my request for records). I'm an Ohio resident and the original loan was for $300.


lrhall41

Submitted by on Fri, 11/07/2008 - 12:12

( Posts: | Credits: )


PDM is a bottomfeeder deluxe and that is the typical threat of a bottomfeeder CA for an illegal pdl.tell them to come and get you.they cannot and will not do that because everybody.debts are civil matters not criminal ones.


lrhall41

Submitted by paulmergel on Fri, 11/07/2008 - 13:53

( Posts: 15514 | Credits: )