Taylor James and Associates threating legal action

Moderator Stopper I simply ask what is your interest in this more importantly do you know the legal definition of slander, as oppsoed to libel. Furthermore what proof do you have that either has occurred. I will grant you that the line between opinion and something worse can be fine. however, you are talking about an issue that is a civil law matter and as such must be proven on a case by case basis based on a prepnderance of the evidence. I will agree with you on one point, that being that if anyone makes a statement concerning the appropriate of anyones actions should be able to back it up with evidence. that goes for any and all who post. The comments most posters make on here are based on their experience with certain CA's. As far as who knows what perhaps the moderators and you shuold explain why you know the "truth" maybe the rest of us can them be the judge.

Another thing Moderator stopper, the tone of your posts are at least moderately confrontational. Perhaps you are actually trying to foster open ended discussion on all sides and if so then maybe a change in tone would be more effective. If however your sole purpose is to anger and assail members and posters on the side then I ask a single question and that is why?

Mom of twins,

Question- Have you been called by Taylor James?

** I would hope the advice you offer the consumer would be based on your dealings with the company(if they violated you), if you have not researched them... please do us all a favor and just keep quiet.
Your comments are not helping this situation, that is if what their clients state is true (in these postings).

By the way, who cares if you are getting a great laugh out of this, certainly not me. Please spend a little more time with the twins and save some us the aggravation all we want are the facts about this company. And by the looks of things, you certainly have no clue what you are talking about.

I have alot of experience in this. I do not have to keep quiet. I am laughing at Moderator stopper. Keep your nose in your own business and we all will be fine. As far as me not knowing what I am talking about, you know nothing about me or what I am about. You don't like what I say, then don't read my posts. Thank you very much.

maam, please do us a favor... all we want as consumers are the facts. If you got a threatening call, go to the right place to vent your anger. The last four pages of posts on Taylor James have predominatley come from you and moderator stopper... I am a confused consumer ..I'm not buying your version so please if you are angered by Ted Crosby then go Ted Crosby , but please quit spreading rumors this is supposed to be an open forum and I've done a little research unlike yourself. So , mom of twins ...get on the Ellis crosby site not this one.. at least until you have done a little homework.. this simply is a word from someone who just happened upon this site and stumbled across your negativity. You should be ashamed. You are the most negative mom with probably the worst credit I have ever come across...take your beef where it belongs... we are consumers who want facts from those in the know.. GET IT? GOODBYE!

I get it, you can't face the truth of what is being posted in here. i am proving a point. You don't like it, then kiss off. My credit score is just fine and I don't have bad credit. I have a positive attitude. Don't you ever question my mothering. All I said was it was probably him making the statements. Roy, I have no version. I have done research from the legal stand point. I know my rights and if you don't like it, quit reading my posts. I am ending this foolish game right now. You are not worth my time or my patience when it comes to inconsiderate jerks like you.

Please people do not use slangs, this makes the forum dirty :evil: and debating over slangs makes it even more. I am member of this forum for quite some time and I feel they are providing a good platform to clear up things with a positive debate.

It is our responsibility to dig deep and find the truth behind every sentence. Debts,Mortgages and Insurances, auto loans, and other financial packages have some risks assositated with it. The company whom you deal with contributes a major part of the risk, so it is good to check different versions of company's stand.

Use debtconsolidationcare to debate over issues not to fight with people on issues which never exists or has no big significance.

Good going debtconsolidationcare community, keep debating and solving issues.

My best wishes and also snowy say's hi to all.

I suggest from now on you go to JERRY SPRINGER with your complaints ... tell them about your hardship, we the consumer no longer want to hear it, since you are spreading lies.

Consumers want the facts and fact is you are not providing them in format condusive for the readers.

you want to vent... get your butt to ted crosby's webstite and stay off this one.

Ellis Crosby...Interstate Wire Compliance bureau.. jacobI and myers...anthony galloway and associates...
(THESE ARE ELLIS CROSBY BUSINESSES IF YOU WOULD HAVE ONLY DONE YOUR RESEARCH YOU WOULD HAVE KNOWN THIS)

MOM OF TWINS GET YOUR FACTS STRAIGHT BEFORE YOU POST ON THIS SITE.

... YOUR POSTINGS ARE NO LONGER VALID FOR YOU HAVE NOT DONE THE NECESSARY HOMEWORK ON THIS COMPANY AND THAT IS EVIDENT

I am a consumer who has done a little homework and am appauled at your negativity. Please direct it elsewhere. his name is ted ellis crosby... HIS BUSINESS ARE LISTED ABOVE... GOT IT!!!

Have you fallen off the earth?? or have you moved to another site to continue your lies!!
or are you just posting as one of the new people ie:john or jj......for someone new to the forum john or jj you seem to be up to speed on postings that were done before you ever arrived!

Any consumer who has an issue or complaint with Taylor James and Associates should call and ask to speak to me directly for I am director of compliance for this company and Taylor James and associates does not condone any fdcpa violations and we pride ourselves in not having any complaints filed with the Attorney General office, as well as, BBB. The number I can be reached at is 1-866-867-7370 just ask for me and I will be glad to answer any questions that you might have regarding your debt and will undoughtably provide verification of your debt, which is your right as a consumer. In the meantime, please disregard the negative postings from these moderators who have not properly researched this company. You want the facts come to me.

Roy, although I agree that the negativity is poisonous, your tone is negative as well. So lets all take a deep breath and remember.. 1) part of the reason people post here is to vent is a safe environment, 2) most people here are trying to be constructive and find solutions. Mom of twins is, from nearly all of her posts, trying to understand and resolve her credit issues. Roy if you do not want negativity, then don't participate in it yourself.

Please everyone slow down. I did the original post because of a call I received. The problem was quickly rectified in a professional and polite manner by Taylor James and Associates. I have dealt with several difficult CAs that were unprofessional, rude and not following the law. I would not classify Taylor James and Associates as one of the bad CAs. The only problem I had was with the first caller and that was dealt with quickly, so please don't use my posting as a stomping ground against them. I truly believe they are trying to make a honest effort to follow the law and resolve problems debtors have. Thank you for letting me try to straighten things out.

Shelby Guy, please train your staff on professionalism. They lack it seriously. I respect you for the way you presented yourself as well as your company. But, I don't get this feeling from others from your company. These hard experiences make us discuss about them in a negative tone.

See, problems need to be solved with patience instead of firing it in the air. Look at the way, people from your company are addressing to the customers above. Is this fair and just?

Roy, I guess, you are a consumer... right??? Your tone doesn't say so, maybe I am wrong?? But, please for the sake of decency, never hit anyone with personal comments. You just should not have done so.

Kathryn,

I apolize for the way I handled myself toward this posting. I just got frustrated.

Oh!! BTW, let me confirm, I am not anyone from this site if you think so.. It's better to accept it right away.. Otherwise, it will always remain an unsolved mystery. :lol:

I know what you mean. I have definately had my share of bad experiences with CAs. But luckly I am payday loan free!!!! It feels soooooo good. I started in July, so it didn't happen overnight. Good luck to everyone caught in the payday trap.

I apologize to mom of twins on the personal attacks and others involved attempting to keep the site clear of this, however, frustration did kick in and if you look at the positive I have provided information to the consumers on Ted Elllis Crosby and the illegal operations he's running. It is evident that there is an unfair attack on Taylor james... people need to slow down and properly research a business and its practices before attacking them , please remember there are two sides to every story.

Mom of twins, please research the businesses owned by Ted Crosby. It's unbelievable he is allowed to continue to conduct business in the state of Florida. Get him shut down! In the meantime understand that consumers are rallying for Taylor James in spite of the negative comments made by moderators. Please review Kathryn's and Nancy in Connecticut comments about this company... we cannot continue to mislead consumers not to pay based on some the business practices of Ted Crosby and the impact its had on the Paydown loan business and collections in general. We all have a responsibility to be fair and objective on this website.

ModeratorStopper

Sorry for the delay in getting back to you.

I, however, take offense to you saying we are marking your company with red ink. We are simply providing information to consumers (based on doing research) who have no where to turn when they receive harassing calls from your employees. We (the moderators) are only hearing their side. However, when more than one consumer says they are getting harassed and threatened by your company...it's going to be us believing them.

Also, when trying to inquire about general information about your company...your receptionist becomes very defensive. It's really not that hard. Maybe all your employees should start reading books about Zen. It seems (opinion only) that everyone that works for your company is hot tempered.

As far as money being applied to the (our)members debt, it's not happening. You say it is, but again...it's been proven that at one point on this site, someone from your company has posed as MoneyLine employee telling us that monies received into your offices are going to the right places. Most businesses will allow a cashiers check to be mailed in.

Currently, there are several businesses in Jacksonville that are currently under investigation. I hope you understand the extreme caution our members are wanting to take, when receiving such calls from these collection agencies. When your employees become more vague about what the debt is for, and are refusing to validate it, or any other type of suspicious behavior...it leaves ALL OF US with bad taste in our mouth. And as I mentioned, your company has already lied once by impersonating MoneyLine.

Who are we to believe now.

If you are sincere about the work you do, then maybe it's about time you start providing efficient proof.

Regards-
Mike

Shelby Guy

[quote=ShelbyGuy]Any consumer who has an issue or complaint with Taylor James and Associates should call and ask to speak to me directly for I am director of compliance for this company and Taylor James and associates does not condone any fdcpa violations and we pride ourselves in not having any complaints filed with the Attorney General office, as well as, BBB.[/quote]


If you are the director for compliance, could you please also provide a local phone number as well as an address. We're trying to keep everything clear, so consumers aren't left wondering if this a shady operation. If are legit, you'll be able to provide such information.

Regards-
Mike

Roy

I think everybody got off on the wrong foot, soon as Tayor James & Associates came back to the forum. I apologize if you feel a community member has upset you, but as I mentioned earlier, everyone is becoming leary soon as someone is starting to defend a collection company that is threatening arrest to someone.

It seems that you have done a little research as you have already stated the other businesses owned by Ted Crosby.

[quote=Roy]Ellis Crosby...Interstate Wire Compliance bureau.. jacobI and myers...anthony galloway and associates...
(THESE ARE ELLIS CROSBY BUSINESSES IF YOU WOULD HAVE ONLY DONE YOUR RESEARCH YOU WOULD HAVE KNOWN THIS)[/quote]

Do you mind sharing your experience that you have had with either Ted Crosby, or Taylor James; as they both are using the same techniques in recovering debts. Taylor James' comments can stay in this thread. Crosby's can go here:
http://forums.debtcc.com/forums/about3287.html


Regards-
Mike

Mikey it is apparent that no matter what anybody says... the moderator on this website will continue to spread lies about a company. I am very dissapointed in your comments. It is apparent you have not read any of the comments from their actual customers over the past two months. Or researched with the Atty Gen of Florida or BBB. By the way not one complaint exists ,period, not to mention the threathen of arrest.

From here on, feel free to continue bashing them...

You guys are out of my league, this is not my fight...

Roy

As a moderator, I have access to tracing an IP address. Taylor James impersonated themselves as MoneyLine, as I verified this after tracking their IP. There is nothing more I need to say, as Taylor James' word has already been discredited!

Regards-
Mike

Mikey , if you read the post it provides a toll free number, so if a consumer who has dealt with our company and has a problem can contact me directly to address the issue. It is a miracle that when people post positive comments, for instance Kathryn and Nancy, you seem to ignore those posts.

YOU ALSO SEEM TO IGNORE THE FACT THAT THERE ZERO COMPLAINTS WITH THE BBB AND ATTY GENERAL OFFICE IN FLORIDA.

Your post states there are many complaints, do the consumer a favor, out of fairness, show proof of this.

Do you even work yourself or is this your fulltime job to BASH companies on the internet. I can assure you your IP Address can and will be obtained and you will be dealt with accordingly. All of your slanderous postings in the last several months have been printed. And I don't believe the company that owns and operates this website, nor their attorneys, could possibly think that your comments were not slanderous.

Do the consumers a favor, allow them to deal with the company directly via the toll-free number so they can handle their just owed debts or prove the debt is not valid.

Mikey, here is a quote from you, "If we don't help oursevles, including each other, who will?..." What exactly are you saying you continue to bash and make slanderous comments about a company that is doing things right, by the book. Your misguided comments only hurt the consumer because you tell them not to pay WITHOUT EVEN GETTING THE FACTS! But again it is the consumers credit report, not yours, that gets damaged because of this advice.

Consumers, please help yourselves and get the proper guidence to handle your debts, not advice from someone on a forum that clearly is here to misguide and make slanderous comments because he himself has been hurt by collection agencies and threats made by collectors. Again, our company is here to assist the consumer in handling and paying their just owed debts.

Posted: Mon Jan 23, 2006 11:11 am Post subject: Taylor James

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Just wanted to post an update. Just finished speaking with Shelby Guy at Taylor James and worked out an acceptable payment arrangement. No harrasing, threatening or the like from him. As he stated, unfortunately there are so many individuals out there who get these payday loans with no intention of ever repaying them that it sets the tone for the honest people who either are having problems financially or have other circumstances that prevent them from immediately repaying the loan. I completely understand and was just happy that he listened and understood my situation and that I was NOT one of these individuals and was doing nothing but trying to make good on my commitment. He also lended some very good advice and I truly believe Taylor James & Associates is not a scam CA but fell into the mix and the postings are now scaring everyone from just calling and working with them on payment. Avoiding these debts is honestly not going to make them go away. It will only make things worse and wind up costing you so much more money in the end and damaging your credit worthiness. Please believe me.

Posted: Mon Jan 23, 2006 11:17 am Post subject:

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Western Union. I also spoke with Flexible Money though and verified the legitimacy of Taylor James and that they are using them for their collections and they will confirm with me once they receive the money.




Nancy_Ct



Joined: 19 Jan 2006

Posts: 7



230 DebtCC points

Posted: Mon Jan 23, 2006 11:19 am Post subject:

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I also wanted to note that Taylor James did verify the debt without hesitation as well as the original creditor. I just hope this helps those that are scared to call them, etc., and wind up getting in deeper.

Mikey , After every negative post from a moderator who has had no direct experience with this company I am going to put on a positive post from an actual customer.

GET FACTS TOGETHER AND QUIT SLANDERING A LEGITIMATE BUSINESS

Mikey, one other thing the posting impersonating Moneyline , that was Moneyline, the owners were here in our office to receive payment and check out the operation, we showed them the slander...THEY COULDN'T BELIEVE IT. No one can believe how reckless the moderators are on this website.

You need to quit being so reckless. Channel your anger and frustration elsewhere and quit spreading lies.

I am ready for more slander, but hopefully you will do a little due dilligence first and act a little more responsibly before post again. But,I know that is not going to happen because you got an axe to grind and this is the forum you do it. You should be ashamed of yourself. I am taking you on head on.

From this point forward we will address this through the people that own this website.

[quote=Shelby Guy]You need to quit being so reckless. Channel your anger and frustration elsewhere and quit spreading lies.[/quote]

There have been no lies spread. I just stated the facts. The fact is that the post I was referring to, came from your offices, not MoneyLine.

hmmm well right wrong or indifferent at least we know that this forum has managed to get the attention of at least one CA. Heck it has even started a dialogue (abeit contentious). In an effort to stop the negative energy, lets to the following:

1) perhaps we can agree that a CA can be both bad and good.. transgressions can occur, but not necessarily be corporate culture.

2) Shelby, perhaps you could provide not only phone, but perhaps email, fax and even mail address information so that concerned consumers can address their concerns to you directly in a manner suitable for them.

3)All who post here can accept that in every post there may be truth and untruth. For every consumer that is truly dealt with unfairly and illegally their could be one who has not been and for every CA that claims that they are without sin, there maybe one or many instances where ethics and even the law may have been violated.

just a thought anyway...

Mikey and mOm of twins...

I'm looking up Jerry Springer's number for you...

Roy

Perhaps MoneyLine could clear up a few things by posting from their offices. I'm not trying to debate on this, just clearing things for the consumers.

Regards-
Mike

Mikey, it is obvious that these two clowns have no interest in constructive dialogue... but hey the more they come on here spweing, perhaps the less time they have to allegedly harass debtors and reportedly implement unehtical and potentially illegal collection strategies. (note, the preceding is based on a review of avariety of web postings on a number of consumer focused websites. Anyone drawing conclusions should note that any posting discussing illegal and/or unethical actions are the expressed opinions of individuals based on their personal experiences, and as such these opinions should not be considered fact until proven in a court of competent jurisdiction.)

and by the way, thanks for all of your hardwork mikey.

Looks like JJ has shown his true character... [color=red][deleted for language][/color] The two of you can continue to spread lies and keep dodging what's important, ie-paying your bills, yall no nothing about that though!! hahahahahah !this is fun stuff... JERRY SPRINGER IS HOLDING SOME AUDITIONS BOYS ... OH NO MIKEY IS GONNA REVEAL MY IP ADDRESS,

You guys are sad, do the consumers a favor and pay your bills... JJ, Mom Of twin and Mr jOke mikey, just pay your bills.. you guys are fun... calling people out on their ip adresses not paying bills...SAD, BUT FUNNY...JERRY SPRINGER FUNNY

OMG! You are such an idiot. You seriously need to get a life!

JJ, Please tell us that is not your picture, because if it is IF YOU LIVE IN A COLD WEATHER CLIMATE, might I suggest a ski mask to cover that mug. If that is truly your face might I suggest that you use a picture like Roxette did, ie- someone that would not be so damaging to the eyes..

NEWS FLASH... THERE IS A BRAND NEW SHOW CALLED GIRLS GONE BAD AND THEY ARE HOSTING AUDITIONS ACROSS THE U.S..

It seems that nothing is hanging so with that being said based upon the beautiful picture we saw Hollywood might recognize you.

This thread has gone to far! Quit putting people down.

I agree, people need to grow up.

Mom of Twins, how old are those curtain climbers and how is it that you have so much time to be on the internet>?? Is it ie- welfare/unemployment/coach potatoe?? If you spent as much time caring for your kidz as you do posting , then Jerry Springer would not have any new subjects

HEy granndmom your right THRead went to far when you GLOBALLY put a company down!! ALONG WITH Mickey, jj

PS- to the moderators, since you guys are able to obtain these IPs and momof twins is not a moderator is it possible that maybe there should be a review as to her Ip address cause it would be a shame to think that this person posting especially under the name of mom of twins, could possibly put this on this website without severe scrutiny from the admistrater

FINAL NOTE: MIRACULOUSLY... MOM OF TWINS AMAZINGLY, IS ABLE TO GO ON TO MULTIPLE WEBSITE AND SPREAD DAMAGING INFORMATION AND STILL SOMEHOW TAKE CARE OF THOSE TWINS, HOW DOES SHE DO IT???

This website grows up when the site administrater steps up and wrings the neck of malicious moderators who do nothing other than slander a respectful business. These moderators, keep in mind, have had no direct experience with this collection agency and that is documented. It is a disgrace to think a company such as debt consolidation Care could condone the wreckless behavoir of those that continue to slander. As far as personal attacks, faR worse than that is SLANDEROUS ATTACKS AGAINST A CO. WITH NO COMPLAINTS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

FINAL NOTE: IS THERE ANYBODY OUT THERE ??? ADMISTRATIR WHERE ARE YOU??? DO YOU NOT PROTECT THE COMPANY THAT YOU ARE EMPLOYED BY??? REVIEW THE 10 PAGES OF POSTINGS AND DO SOMETHING WITH THESE IDIOT MODERATORS THAT HAVE THERE HEADS UP THEIR ****!!!

[color=Red]****Adult term removed - Jason[/color]

Sid

Please refrain from using that type of language, otherwise you will be banned from the forums! This is suppose to be an open community where consumers can discuss debt related problems or issues on how to deal with collection agencies.

Regards-
Mike

Ouch, was that supposed to hurt.. sticks and stones may break my bones but crooked lying bottom feeding uneducated twits will only make me more likely to keep posting..
Now for the good news, guys.. and gals, looks like we definitely have gotten under their skin. keep on posting

oh and one more thing sid, I do pay my bills. I come here to share my knowledge and experience (both professional and personal) in order to help others manage their finances.

1st of all, I AM NOT ON WELLFARE, UNEMPLOYMENT OR A COUCH POTATO!!!!!!! 2nd of all, I do pay my bills and don't worry about my kids, THEY ARE NONE OF YOUR BUSINESS!!!!!!!! Go ahead and review my ip address, I have nothing to hide. Keep dreaming your wonderful dream.

yes, I agree we have definately gotten under their skin.

To all the people of Taylor James,

Tell me something, why do some people who had their talks with your collectors ended up in stress and came up with negative remarks for your company. If you say so that the moderators have had no personal contact with the company, they may have definitely drawn this conclusion reading the remarks of the people who got a call from your collectors.

If you need to correct anything, you have to correct the standard of your business. What enmity did they have with you and your company only to post such remarks? Based on the remarks of the people who got a call from your collectors, they landed up posting in the forums out of fear.

So, I think, turning some people down personally won't make your company bigger. You have to get a solution for the existing problems so that the same people when contacted by your collectors come put posting good about your company. It's very simple..The things that you input..output will come out in that way only. There was some bad treatment that is why it resulted such a kind of discussion, perhaps sarcastically. Show some good treatment so that the same people land up posting good about your company. Let's time say everything..

To each and everyone...do not pin point individually and insult them. This is not looking good.

Quote:

I received a call from Andrew Edwards at Taylor James and Associates to pay a payday loan. I sent the money and now I cannot get in touch with them. Please help!

JLove

How did you send the money to them?

866-867-7370

jlove,when you call that number, make sure you take good notes, in fact get a notepad or notebook and dedicate it to all your calls, paperwork and receipts associated with the debt. the reason for doing this is it allows you to build a written record, that may be useful later for proving you paid, attempted to pay or in documenting any improper activities by the creditor and/or their collection agency. Make your entries in ink, with a date and time by each one.

Most importantly, Good Luck and be strong

I sent it by MoneyGram express payment. I called 866-867-7370 after I paid it. But, I have been trying to call that number all day and I keep getting a busy signal.

Also, I was threatened the same way all of these other people were and I was scared to death. So, I immediately went and took care of the loan and the outragious fees. They said if I didn't then I would be arrested with fraud and some other charge I can't think of it now. He also said I would be getting a letter in the mail and I have not received it as of yet.