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Debtconsolidationcare.com - the USA consumer forum

Bank Garnishment

Date: Thu, 10/23/2008 - 12:02

Submitted by bahf4l
on Thu, 10/23/2008 - 12:02

Posts: 9 Credits: [Donate]

Total Replies: 2


I posted this in the debt consolidation forum, but I should've posted it here:

I've seen posts related to my issue. However, I'm still in need of help. My bank account is frozen. The court date isn't until Nov 5th. In the meantime, I have no funds. They froze it due to a credit card in my husband's name and we have a joint checking account. My questions are: 1 What are the chances of the judge taking everything in the account for this $18k that my husband owes. 2a what exactly is the wildcard exemption for IL? 2b Can I make the $3500 in the bank totally exempt based on that? 3 Can I go to court earlier to try to have the funds released? 4 Should I hire an atty (I can't really afford one)? 5 I'm still waiting on the garnishment notice. Does it have to be mailed within 2 days or received by me within 2 days. I keep saying "I" or "me" but it should be "we" or "us" considering it is my husband's issue. Any advice would be greatly appreciated.