credit cards

i got 2 cards one is 15,000 the other is 5,000 i need some gud advise

What do you need advice about?

What company are your credit cards with? What are their percentage rates? Are you current on them, or are you behind, about to fall behind, etc.?

debt consolidation can be a good debt solution for credit card debt. It will decrease your interest rate and also waive off your late payment fees.

I have a few CC's, as well. I haven't made a payment on them, in a while. BOTH of them was for 'bad credit' kind of thing. They had a credit limit of $300.00 each. However....with late payment fees and monthly payments that went up, on BOTH of them, NOW...the balance on both are over $700.00. Gosh....I tried to make some kind of arrangements, however......din't really get anywhere. Any advice?

debt consolidation program can help you out of this cc mess. I agree with Crux. You can go through the following article for clarity: -
Debt Consolidation and its Benefits

You can also get some more idea on the other viable debt solutions available to you from the page Debt Solutions - 3 steps and 5 ways to do it

Thanks. I appriciate everyone's help. I'll see what I can do.