What to choose
Date: Thu, 10/23/2008 - 17:44
Are you debts charged off? Have you tried settling on the acco
Are you debts charged off? Have you tried settling on the accounts yourself?
No, everything is current right now, but I don't know how long I
No, everything is current right now, but I don't know how long I can keep it up - I haven't tried to settle myself at all
What kind of debt are you talking about? Is it all unsecured li
What kind of debt are you talking about? Is it all unsecured like credit cards or secured debt like car loans, etc.?
The cc companies will not offer settlement options until you're at last a few months behind...which of course will hurt your credit.
Is there any way to transfer balances to a lower apr or maybe even 0%?
It's all unsecured debt - credit cards, personal loans and lines
It's all unsecured debt - credit cards, personal loans and lines of credit. I don't think I can transfer with anyone, at least my LOC won't be increased. I'm current now, but don't know if I can stay that way - I'd rather do a consolidation loan, but I have about $45,000 and can only do about $800.00 a month to be comfortable - I don't know how to find someone who will do that loan for me.
Looking for any suggestions at this point - if I'm going to do something I'd like to get the ball rolling before next month so I know if I'm paying on them or not.