Unpaid Medical Bills on CR
Date: Mon, 11/03/2008 - 12:54
Its not easy to have correct info removed from your credit repor
Its not easy to have correct info removed from your credit report. I would try and settle those debts and try and save some money. It won't be removed from the report but will at least show paid or settled as agreed.
I am actually not sure the debts are correct. Should I ask for v
I am actually not sure the debts are correct. Should I ask for verification first?
yes , send them a debt validation letter via certified mail so y
yes , send them a debt validation letter via certified mail so you have proof you sent it.
Also how old are these old debts ? Perhaps they could be past the statute of limitations in your state.
The "Date of first deliquency" is listed as 04/2003. Do I go by
The "Date of first deliquency" is listed as 04/2003. Do I go by the SOL for the state the debts are listed as acquired or by the state I live in now?! Oh and one more quick question -- do you know why some credit agencies agree to a "Pay for Delete" aggreement?! Thanks so much for your help!
The SOL is for the state you currently live in. "Pay for Delet
The SOL is for the state you currently live in.
"Pay for Delete" agreement is an excellent way for them to get you to pay that is mutually beneficial for both parties. For some people who want to get their credit back on track faster the delete is a good deal.
I spoke with one collection agency and they siad the do not do a
I spoke with one collection agency and they siad the do not do any "Pay For Delete" agreements. Why wouldn't they do this?! I thought all CAs could do a Pay for Delete if they wanted.