Payday loans in Colorado
Date: Wed, 11/05/2008 - 12:02
Hi, If you can tell us: Name of company internet or storefron
Hi,
If you can tell us:
Name of company
internet or storefront
home much you have borrowed
how much paid back including fees
We will be able to help you out :D
Payday Loan Consolidation
Storefront:
Speedy Cash: $510.25
Advance America: $467.50
Money Tree: $575.00
Checkmate: $510.25
Check City: $575.00
Check into Cash: $467.50
Ace Cash Express: $360.00
Hi there Dindi and welcome to DebtCC, I am going to post your la
Hi there Dindi and welcome to DebtCC, I am going to post your laws. Have you defaulted on any of these loans yet?
Quote:
Colorado State Information Legal Status: Legal Citation: Colo. Rev. Stat. ???? 5-3.1-101 et seq. Loan Terms: Maximum Loan Amount: $500 Loan Term: Max: 40 days Maximum Finance Rate and Fees: 20%: $0-$300 + 7.5%: $301-$500 Finance Charge for 14-day $100 loan: $20 apr for 14-day $100 loan: 520% Debt Limits: Maximum Number of Outstanding Loans at One Time: One Rollovers Permitted: One (renewal) Cooling-off Period: Repayment Plan: Collection Limits: Collection Fees: One $25 NSF fee; Court Costs; Reasonable Attorney's Fees not to exceed loan amount Criminal Action: Prohibited (Unless the consumer's account was closed before the agreed upon negotiation date) Where to Complain, Get Information: Regulator: Colorado Office of the Attorney General Address: Uniform Consumer Credit Code, 1525 Sherman St., 5th Fl. Denver CO 80203 Phone: (303) 866-4494 Fax: (303) 866-5691 Regulatory Contact: Laura Udis,, Administrator |
Colorado requires Internet based pdl's to be licensed by your st
Colorado requires Internet based pdl's to be licensed by your state, I don't think Cashnetusa is licensed in your state, someone can correct me if I am wrong.
If you haven't defaulted on any of the store front loans and the
If you haven't defaulted on any of the store front loans and they are members of the CFSA you are eligible for the EPP (Extended Payment Plan), below is a brief description of how it works:
Quote:
Each member will provide customers who are unable to repay a payday advance according to their original contract the option of repaying the advance over a longer period of time. Such an extended payment plan will be offered in compliance with any requirement in state law to provide an extended payment plan or, in the absence of such a requirement in state law, in compliance with the Best Practice ???????Guidelines for Extended Payment Plans.??????? A member will adequately disclose the availability of the Extended Payment Plan to its customers in compliance with any requirement in state law for such a disclosure or, in the absence of such a requirement in state law, in compliance with the Best Practice ???????Guidelines for Extended Payment Plans.??????? (Amended 7/21/08) |
You must request the EPP at least one day prior to the payment due.