Payday loans and identity theft?

it is possible,but even if you give any info over the internet it can be costly.if i am on the net and any warnings pop up about the site.i exit asap.also when i got my deluge of ipdl's i always checked the box that states i give them the right to give my info out.

I know, I don't enter any info online anymore :( I have been payday loan free for over six months now, but the person lives far across the country and owes $863. I have his cell phone number and address, which I gave to the police.

Sorry about your ordeal. As a Certified Information Privacy Professional (CIPP) this is what you need to do if you have not done it already:
Contact your local police and file an identity theft police report. Then contact "your" state attorney generals office and the attorney generals office for the state which your identity was used. Then go to the Federal Trade Commission (FTC) website at FTC.gov and file an identity theft complaint with them. I would also contact the credit reporting agencies and put an alert on your accounts.
By doing this, you will give them the tools to look for a common denominator as to who leaked your information. This is necessary, because you may be entitled to monetary compensation not to mention any award from a class action lawsuit which may result from this. If you would like further information visit my web site at TCIPP.com sorry I can't give you my direct e-mail address because of spammers that comb the web looking or email addresses. Use the contact page on my site if you want to contact me.

Good luck!

Tom Considine, CIPP

thanks, thomas - it is all done but the info posted might help someone else in my same spot. :)

Did you ever get it figure out?

no, the place still calls, i still never recieved a copy of the police report - i have done everything, i just gotta wait. also, it didn't hit my credit report - yet, it probably will and i have to keep monitering it. it's crazy, i have this guy's address and still nothing. direct tv will not call the number they have in AZ because the guy claims "nobody by that name lives here" yeah, duh, so instead they call me alllll the way in nj. it makes no sense.

It does make no sense. Hopefully you will figure it out soon.

With the economy like it is today, we all need to be careful what forms we fill out - either online or in person. My idenity was stolen - someone has open up numerous online payday loans using my information , then open themselfs up a checking account with a bank and had it depsoited into thier account. When they receive the money from thier payday loans they close the account. Who gets stuck with paying the loans? ME! My question is this, WHY IN THE WORLD WOULD A COMAPNY DO TRANSACTIONS ONLINE FOR PAYDAY LOANS WITHOUT ASKING FOR A COPY OF THE PERSONS DRIVERS LICENCE? - Not that I suppose any of this would help... A thief is a thief! Money transactions should always be face to face. I have had 3 companys call me in the past week at my job (The home number the person gave them for a home number must be incorrect.) 1st company is called MTE Finance for amount unknown cause this company will not give me the orginal amount this person open up - not to mention this company also threaten prison time, garnishments, call be a cheat and a lier after I expalian to them that I do not bank with the account that was closed- but supposley it is for amount of $780 owed -this payday loan was open in December. The 2nd company is called Integraity Finance - amount $50!($50 freaking dollars!) was open on 08/11/2008 and now United Cash Loans Opened Nov 2008 for $676.
I have contacted my State Attorny General Office and Local Attrny General Office, also 3 credit bueras, FTC, and my local police dept does not want to help - stated I was not out of any money so no crime was commited.
Please people be careful - and monitor your credit report very closely! If anyone has anymore advise to give me I will be all ears. PS. Not only did these people use my name, ssn, dob, and everything els, but they also obtained my Email address as well as my personal refrences! (I only know 3 people as refrncs and use the same 3 on every app I fill out!)