Porfolio Recovery Associates
Date: Sat, 11/15/2008 - 18:26
It goes on to urge me to set up payment arrangements at my earliest convenience so the account can be resolved without formal litigation.
Should I be concerned? What should I do next?
Sporty James
reply
what state are in?what kind of debt are we talking?please answer those two questions and we can help you here.
I live in Nevada. It is a Providian/Washington Mutual credit ca
I live in Nevada. It is a Providian/Washington Mutual credit card opened in Pennsylvania
I would send them a debt validation letter before I did anything
I would send them a debt validation letter before I did anything.
I had a charged off credit card that went to this company. Are t
I had a charged off credit card that went to this company. Are they located in Norfolk, VA?
Portfolio Recovery Associates
I just received a notice from that company for a debt that is over 11 years old. I sent them a statute of limitations letter. Guess they are buying up whatever old debts they can get their hands on. good luck
I advise you to hire an Attorney to send the validation letter.
I advise you to hire an Attorney to send the validation letter.
I was in the same situation this time last yr.
I received a similar letter from PRA. Within two wks. they did turn the account over to an Attorney in my State.
I turned it over to my Attorney.... he sent the collection Attorney a request for validation. My Attorney did receive a response from one of legal clerks..."Our client has confirmed that you owe the debt". It has been almost a yr. and neither my Attorney nor I have heard another word from them.
After a couple of months passed without hearing from them, my Attorney told me he was confident the collection Attorney was unable to validate the debt.
Of course, you can send a request for validation yourself, but it is a lot more effective if it comes from an Attorney.
For some reason, Debt buyers do not like to fool around with someone who has an Attorney.
Reesie