one click cash

three years ago?please answer the following.

how much borrowed
how much debited from your account for this
what state are you in.

from three years ago.chances are you owe them nothing.please answer my qiestions and we'll gi from there.

i borrowed 240 which they are now saying i owe them 480 i had 2 renewal fees 3 years ago then i had to close the account so for 3 years there has been nothing debited i live in ohio

do you remeber the renewal fee?this is an illegal pdl so you only owe the 240.00.anything debited goes toward the loan so you owe them nowhere near 480.00.

could someone please help me out with this

Hi Betsyo,

If your renewal fee was $60 & they debited it 3 times, then you have already paid $180 toward the $200 loan, you would only owe the company $20.

Who is saying that you owe $480? Is it one click or another company? If it is a collector, then send them a debt validation letter...if it is One Click, there is another letter you can send, it would be tailored to your state...what state do you live in?

it is one click cash they are dubling the loan what kind of letter can i send them i am in ohio

Here is a copy of the letter, I will post the law's for Ohio in a moment. You will need to tailor this for your situation:

Ohio state laws http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Here are the law's for Ohio, I will check to see if One Click cash is licensed:

Ohio State Information http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

OK, they are illegal, so you would need to figure out how much you have already paid them, then you will know if you owe them or they owe you. Your account was already closed, so you don't have to worry about thay part, but here is some more info to help you out:

state info here http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

IHAVE BEEN TRYING TO PAY OFF MY LOAN BUT CAN'T FIND ANYWAY TO PAY THEM. THEY ARE CHARGEING ME 90 A MONTH PLUS 50 ON LOAN > i ONLY WANT TO PAY THEM 250 AND END IT. CAN YOU HELP ME?

How much have you paid them so far? Since they are illegal you only owe them the original amount of the loan.

You will need to block the ACH transaction at you bank or close the account if they won'y help with the block.

Once that is done then you can send them the letter found up earlier in this thread. Change it for your information and state laws.

i got a loan from one click cash about 3 months ago, i can't get any phone numbers or see how much i owe them or if i have paid them off. can you please tell me what can i do