Taylor James and Associates calling for my MTM account

Hi patriotm

Good to hear back from you :D

Do you have some more information on this company? My search has given no results with this name. Can you specify some more info for a better search?

The guy called saying that he is an attorney and his client is MTM Ventures (Monster Wallett).

patriotm

Have you asked him for a debt validation of this account? The lawyer is supposed to give you a complete detail of this debt as per the fdcpa law. Based on this info, you can consider making payment arrangements with him.

I didn't k now if they were anything like Ellis Crosby and Associates

Yes, you need to be cautious on that note. If they are holding your account legitimately, they will provide you all the info on debt validation.

Request this person to give you the mailing address of the company so that you can send a debt validation request. Show your intentions to pay the debt and that you will consider paying it only after you have the necessary details about it.

BTW, how was his behavior on the phone?

he was very nice and professional

That's good. Ok, go ahead and request for the mailing address. Let this shape up smoothly. Please do keep me posted on this matter.

Hope anyone else can give info on their personal experience with them.

I got a call today from a Mr.Mike Weinstein and he was very pleasant until I asked for the validation letter and he said they are a payday loan company, not a collection agency and he told me that I needed to send the money today or else?? What should I do, does anyone have the info for MTM Ventures, he wouldn't give it to me. He said it was charged off so long ago that I should have paid it already.

Hi hottanya

This is a sheer piece of intimidation from the company. They are not giving you any details of your account which is probably charged off and on the other hand, they are insisting for payment. If the account is charged off, it will go to some collection agency and they are not supposed to collect the money from you.

On the other hand, if the account is still with them, they should necessarily give you all the required details about your accounts. This clearly signifies that the company is trying to force you to make the payment. You are not sure whether the amount will really go to your debt account.

Send your letter through certified mail with return receipt requested. Clearly mention the fact that you are requesting for the statement showing the complete details of the account. Without it, you will not be making any payment as you are not sure about the debt account is still with them.

Check your credit report and see if this account is posted under any collection agency.

Regards
Roxette

I don't have the address for Taylor James & Assoc. or for MTM Ventures. I need the address for someone so I can send the mail. I have an address for MTM that is in Kansas and I don't think its one that I can send certified mail to because when I look it up on the internet I can't find any business called MTM Ventures there. That is another thing, that guy told me that I haven't paid MTM "one red cent" since the account has gone bad in May and that isn't true, I have sent money. I don't know what to do, I don't want to call that guy back, I get way too nervous.

Hottanya

Take some professional advice from the consultants in this website. They might help you with an easy approach.

I received a call from Mike Weinstein today who said he was representing DMS Marketing, though the name he gave was Taylore, James and Associates, and he was calling in regards to a payday loan I had and he said he was calling on behalf of Whistler Holdings. He said that I had 24 hours to pay or this check would be turned over to telecheck and proceedings would begin. I asked him to fax me something and he said he could not do it until tomorrow. He threatened my job and said he would discuss the issue with my employer. I told him that I would need something in writing because I had gotten nothing in the mail. He was very evasive. He told me I had only until 10 a.m. and I told him I had to have proof that I needed to borrow the money. He said he would fax me the letter, however, expected me to have the money in hand. This guy really scared me. Any suggestions?

Hi Teri

Welcome to the forums.

Do not get intimidated if this person is trying to scare you. Write a letter to the company requesting for the details of this account so that you can make payment arrangements. Send your letter through certified mail with return receipt requested.

They won't take any actions against you as they claim because it won't help them in either way. Be firm with what you are requesting and put everything in writing.

Hope this helps

Regards
Roxette

I received a call from Mike Wienstein today in regards to a Payday loan. He said that I needed to pay $390 today instead of $827. something. I asked him for verification of this amount and what is from. He said that I should already know that. He also stated that the $390 settlement was no longer valid and he would mail me an invoice for the $827. I asked if that would show what this was for and he said no. I asked him who Whistler Holdings was and he could not give me that information or an address, he said contact my bank. He said he would mail an invoice...Should I wait to get that information and then what do I do. This debt is over a year old and was taken care of....Any suggestions

Donna

If this debt was already taken care of, you need to place it on dispute after they send you something in writing. Do you have any proof that payments were made towards this account?

Try calling Taylor James and ask for David at extension 215. I had good luck dealing with him.

I also received a call from Mike Weinstein and a women name Ms. James. I a;ready paid this off. Now they are telling me that I owe 927.00 the first time they called they told me I owed 430.00. What should I do. They are calling and threatening me that the courts are taking up the case and that they will be sending out the police to my job and home.I becoming very nervous. What do I do? Can they really do all these things?

Hi Venessa

Welcome to the forums.

Don't get scared of these people. Send a debt validation letter through certified mail with return receipt requested. This will cost you not more than $4.42. Also mention in the letter that you want to cease and desist all communication except by mail.

Cover your basis by documenting all the phone calls with dates and time. You are taking steps of compiling the list of violations for future use.

Taylor James will never respond to your letter. This is good for you and will be added on to the list of violations. You need to educate yourself about the fdcpa laws and know your rights. You will feel much better once you start taking these steps.

This company has been calling people giving threats and causing harassment. Do not respond to their phone calls. After receiving your C&D letter, if they contact you, you need to hire an attorney and file charges against them.

Put your complaint against them at the attorney general office, FTC and the BBB. Read posts of others as well and know how the company has been scaring people to death. Taylor James can't take any legal actions against you because they have violated the laws in a number of cases.

I got a call from taylor James today and they siad i had until 4:30 to send $730.00 then I called the loan company and the lady told me that taylor james was there collection agency and that I had to deal with them, I would really like to know if there is something they can do to me even if i send them half tha money and then the other half next week, does this sound like somehting i should do?

Thanks Red

Personally I wouldn't send them a dime til they validate the debt. Don't be scared. This is a way for them to scare people and line their pockets. Send them a debt validation and cease communication letter by certified mail w/ return receipt.

Red,

As the loan company has assigned Taylor James to collect the debt from you, they must have all the details about your account. Ask them to give you the details in writing so that you can verify it and make further arrangements.

As per the federal laws, you can refuse paying the debt till the company has honored your debt validation request. If there is any item that is found disputed, send a letter requesting verification. The CA will verify it with your original lenders before attempting further collections. Know your consumer rights before you deal with the collection agencies. It has been broadly explained in the FTC website.

Also, it will be better to do all your correspondences through certified mail with return receipt requested. In case, the matter reaches the court, you should have proof of all the actions taken from your side covering your defense.

This same guy called me a few weeks back threating me the same way. Mr. Weinstein with Taylor James & Assoc.
but my pdl was Antilles Venture. A search on this company (James Taylor) is what lead me to this wonderful site. I called him back at the number he gave me and told him to my knowledge they had deducted any amount due to Antilles Venture and I wanted a copy of my account validating what they think I owe. He said he would get this out to me. That was 3 weeks ago so we'll see. Anyone dealing with this man and company keep us posted. Thanks

Whistler Holding is Express Cash/DMS/Lap Top Shop PO Box 26413 Kansas City, MO 800-859-6439 fax 800-853-7221. They allowed me to pay my account out in 2 payments with no additional interest added.

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