Tough Economic times and avoiding PDL's

can i get a witness.testify my brother.

Testimony from a former victim of PDL's

I second that!!!! You better believe it because every word is true. I use to say to myself one more and I can get past this, of course who was I kidding? Things are looking up for me now but I know I will never bury myself again in that kind of debt. I have literally lost thousands of dollars and I am still working on paying some of my pdl's. It was such an expensive lesson to learn.

The above was me Kstaff24 I forgot to log in.

I liken Payday lenders to Drug dealers they try and sale you a solution to all your money probelms,just come take a loan from us and solve your short term money problems but once you are hooked it is very painful to get free of the addiction.....each time you take a loan you need more of the fix they are selling to carry you thru till next payday. Then at some point along the way when you can't afford anymore and you are bleeding your entire paycheck out to these goons just to stay even you wake up and realize how wrong you were. Just like the old saying, 'SAY NO TO PAYDAY LENDERS....."

I'll add my "AMEN" to the chorus; to any new folks who might be on this forum and considering getting payday loans; please, please, PLEASE look through the posts and you'll see that PDLs are just not worth it.

PDLs - Just DON'T DO IT!! I agree with the above posts, and I was thinking earlier that it is like a drug addiction - just this one more (pdl), and I won't open another; just this one more (pdl), and I will get past these financial problems. HA! The pdl actually brings about bigger problems especially when we get 1 more just to pay off the fees of the others! It just sinks you deeper and deeper. With prayer and an organized payoff plan, they can be paid off, and anyone can get out of this mess. It is interesting to me how even when setting up and paying off a payment plan, or if the account is in collections, or whatever, the pdl rep will continue to remind you that you can always pay this on off and re-loan! All the while you are thinking, "What! You see me sinking, and you want me to re-loan." I just respond with a professional/polite, "I can't do that." Stay strong, people! What I suggest is paying these things off, start saving money or have a rainy day fund, and borrow from yourself so that you can "repay" yourself without these exhorbitant fees!