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Mid-America Credit Bureau collecting for MTE Financial dba

Date: Fri, 11/21/2008 - 10:10

Submitted by anonymous
on Fri, 11/21/2008 - 10:10

Posts: 202330 Credits: [Donate]

Total Replies: 5


I have a quick question. I live in Ohio and defaulted on an Internet Payday Loan. The Payday Loan lender is illegal to loan money to consumers in Ohio because they are not licensed in the state.

The Payday lender MTE Financial dba Quickest-Cash-Advance.com has sent the loan to a collection agency called Mid-America Credit Bureau out of Kansas.

Is it legal for them to collect on an illegal debt?


no,in fact they are not licensed as far as i know.i would send this CA a DV and C&D letter asap.send it certified mail return receipt.when i say they are not licensed i mean the CA.


lrhall41

Submitted by paulmergel on Fri, 11/21/2008 - 10:14

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Thank you so send a debt validation letter? Where could I get one of those? The cease & Desist letter I have.

How do you find out if a collection agency is legitimate?

The following is what I had sent to Quickest Cash Advance dba MTE Financial:







Should I also send this to Mid-America Credit Bureau along with a cease and desist?


lrhall41

Submitted by on Fri, 11/21/2008 - 11:06

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send it certified mail return receipt.they will continue to email,but those are always good for a laugh.i have gotten all of them.


lrhall41

Submitted by paulmergel on Fri, 11/21/2008 - 11:08

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They were calling me at work yesterday. I told them that I did not want any phone calls at work. Of course he wouldn't listen that I could not talk to him at work and continued so I hung up on him. of course he called back and said somehow we were disconnected. Now he is leaving messages on my cell phone.

So I will send this letter to them certified mail. The one I sent to MTE / Quickest Cash Advance I emailed because I couldn't find a mailing address for either. Any ideas on how to find an address? Or does it not matter since it is now with a Collection Agency?

I just wanted to be sure that they were not a legitimate collection agency too.


lrhall41

Submitted by on Fri, 11/21/2008 - 11:19

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I was told that I didn't pay a credit card bill and it went to collections. I have a bank record that I paid but I need a letter from the company but can not find the company. I have been sent to several different places because it has been sold numerous times. The last name I got was mid-america. How do I find these records?


lrhall41

Submitted by on Mon, 06/08/2009 - 12:25

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