Letter from Lawyer - Lawsuite - What Can I do?
Date: Fri, 11/28/2008 - 15:24
Back in 2002, when I was still a student, lost job and ended up defaulting on several credit cards and never paid on them. Later, I moved from CT to WI. All of a sudden, I received a letter today from a lawyer on behalf of Midland LLC trying to "collect debt."
The letter claims that I owe "$2600" for Midland. I don't even know which one of the credit cards that might have been. And, I am sure this amount probably includes lots of interest since it's been such a long time.
The letter from Law firm, I received today, states that if I do not make arrangement for payments, they would file a law suite.
Now, I am curious what my options are? What do I do? Do I hire a lawyer? How should I respond to the letter?
I would appreciate an advice.
The letter claims that I owe "$2600" for Midland. I don't even know which one of the credit cards that might have been. And, I am sure this amount probably includes lots of interest since it's been such a long time.
The letter from Law firm, I received today, states that if I do not make arrangement for payments, they would file a law suite.
Now, I am curious what my options are? What do I do? Do I hire a lawyer? How should I respond to the letter?
I would appreciate an advice.
reply
midland is one of the worst bottomfeeders out there.send this lawyer a DV and C&D letters.send them certified mail return receipt.what state are you in?this might be past the SOL.send the letters out asap.to add to this.it sounds like they haven't got a judgement.therefore they must follow the FDCPA.if you send the letters out and they sue.that is a violation,1,000.00 in your pocket.plus the judgement vacated.
Thank you so much. I am now live in Wisconsin. What should my le
Thank you so much. I am now live in Wisconsin. What should my letter say? Please forgive my ignorance, what are SOL and fdcpa?
