Fraud and complaint with Federal Commission

Date: Sat, 11/29/2008 - 12:31

Submitted by anonymous
on Sat, 11/29/2008 - 12:31

Posts: 202330 Credits: [Donate]

Total Replies: 3

My mother has been staying with me for a long time know, but recently we have found out that pg&e has send her to collection. we got a call at my house saying that she has been send to collection, I then asked for what service. they gave me the service address and the name of the person who the account was under. Well, because this person had a temporary SSI, they couldn't link the charges to no one, and so they have linked my mother to this past due account. Just because her name matched the name used to open the account. My mother has never lived at the service address. This is causing my mother to have a bad credit and lowerd her credit score. I have tryed calling the collection and pg&e, and all they said is that I needed to contact the credit bearue. I am going to file a complain with the federal consumer commission, but is there anything else I could do to remove this charges from her name?

In a case like that, for something that is not her account, that

In a case like that, for something that is not her account, that collection is doing tremendous harm to her credit worthiness. You could pursue it aggressively. It could mean going all the way to court however, but there are rewards for all that work. But, you could also simply DV the CA and also dispute the collection to the three credit reporting agencies. If they verify, then you would demand how they verified because they have verified a non existent account. If you go the suit rout, you can sue the CA and all three CRAs for not properly investigating the account.

lrhall41

Submitted by goldenbast on Sat, 11/29/2008 - 18:56

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debt

That was some good advice..WOW!! I'm curious, however. How DO you go about sueing ALL 3 CRA's?

lrhall41

Submitted by sdchargers_63 on Sun, 11/30/2008 - 19:41

( Posts: 1798 | Credits: )

Name all three of them in the suit....it wouldn't likely get tha

Name all three of them in the suit....it wouldn't likely get that far..you send them an ITS and they suddenly get very interested in helping you....they do not like being sued at all. Because they are supposed to 'investigate' not simply ask, "is this so and so's account?" CA response, "Yes" CRA: Verified. That is exactly what they do..but they are not supposed to:)

lrhall41

Submitted by goldenbast on Mon, 12/01/2008 - 01:11

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