Today I receiving phone calls on my time

Today is my day to receive phone calls. You know, you need to communicate to the creditors. It is true. It can be very uncomfortable at first. But you cannot close contact and communication with them. I am approaching 100 days now and I am getting some settlements numbers. I already settle with BOCA for 45%. I am now seeing a candle thru the tunnel of debt. Good luck to you all in your search for freedom.

Abien