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Debtconsolidationcare.com - the USA consumer forum

Legalities Florida

Date: Wed, 12/03/2008 - 08:19

Submitted by anonymous
on Wed, 12/03/2008 - 08:19

Posts: 202330 Credits: [Donate]

Total Replies: 3


Ok. I haven't been able to close my bank account yet because it is overdrawn and I also have my child support going there and it takes 6 weeks to stop or change it. I sent a cease and desist letter via email and fax for the 3 pdl I have. The only response I have received so far was from payday-loan-yes

READ YOUR CONTRACTS

Quote:
We here at Payday Loan Yes value your service. However, we are unable to defer your payment, nor are we able to accept any payments through the mail. If there is a change you need to contact our Customer Service Department and fax in verification of that change to Kelly @ 1-866-394-1278, such as your Bank Statement showing the Direct Deposit, we are unable to change pay dates without documents to verify the reason. You can pay your loan through Western Union Quick Collect if you wish to pay your loan in full. Per your contract you are obligated to make a minimum payment on each scheduled payday. I do apologize for any inconvenience this may cause and look forward to doing business with you in the future.. For further info please call our Customer Service Department at 1-800-550-6051, or log onto our web site at

Thank you for choosing Payday Loan Yes


My question is, I clearly revoked any right of theirs to debit my checking account, if they still do on Friday, is that legal?


Yes, it would be, however they tend not to follow the law too much. Its unfortunate that you can't close your account. Can you try & place a hard debit block or block their transactions, the bank may charge you a fee for that, but it may stop them temporarily from getting your funds, otherwise they will continue to debit and will end up making your account more overdrawn.


lrhall41

Submitted by dawnlango7 on Wed, 12/03/2008 - 09:14

( Posts: 1147 | Credits: )