Law firm is also debt collector??
Date: Mon, 12/08/2008 - 20:57
I know this is late info, but for future reference, that stateme
I know this is late info, but for future reference, that statementis called a mini-miranda and it is required by debt collectors. They are required to put this on your first letter they send you and no others.
This is definately no violation....law firms acting as collector
This is definately no violation....law firms acting as collectors (which is quite common) are required by law to give the mini miranda. Your reference would be the fdcpa.
No it is NOT an FDCPA violation...dont know where you are gettin
No it is NOT an FDCPA violation...dont know where you are getting your imformation mont.....read the FDCPA. Law firms routinely act as debt collectors and MUST quote the mini miranda!
SOAPLADY that what my post states that a collection agency must
SOAPLADY that what my post states that a collection agency must include the mini miranda. The law did change that the collection agencies do not have to have a mini miranda after the first letter is sent.
What if an attorney puts the mini miranda (that they are debt co
What if an attorney puts the mini miranda (that they are debt collectors) as an article in a court summons and complaint and then DENYs they are debt collectors when I send them "addmissions" to answer.
reply
if they include that in the summons.inform the court of that.bring the summons with you.if they include that statement.they are debt collectors.
Actually all their letters must have the "This is an attempt to
Actually all their letters must have the "This is an attempt to collect a debt....". They are only required to add a consumers right to dispute to the initial dunning letter.
Quote:The law did change that the collection agencies do not hav
Quote:
The law did change that the collection agencies do not have to have a mini miranda after the first letter is sent. |
Please provide a reference for this statement.
They are required to say the "mini miranda" *every single time* they contact you.
If they state they are debt collectors (by use of the "mini-miranda") and then declare they are not, then there is something fishy about them. It may even be perjury if entered into by court reference. I suspect that they are a junk debt buyer. Which agency is this and what state are you in?
To all I was wrong, they do need the mini miranda, the consumer
To all I was wrong, they do need the mini miranda, the consumer rights note is the only inital note needed. Sorry for the wrong info!!