negative Credit reporting
Date: Wed, 12/10/2008 - 17:25
I have two credit cards from the same lender on my account with the same amount with two different account numbers. The problem is I only had one card with the company and I paid it off. however , One says I paid it off the other says it was transferrd to a collection agency. I called the original credit granter and asked if I ever had two account with them and if they could give me the account number. They stated that I only had one account and that they could not give me the account number because the agency had it. I then called the agency. They claim I made payments. on the debt they have. I know I never did. I asked if they could send me how the payment was made they stated they never had that imformation. What can I do , because both the original credit grantor and the agency are reporting the amount on my credit report negatively. I disputed the information, with no success.
Since you have disputed and it was verified, request and investi
Since you have disputed and it was verified, request and investigation with the OC under Sec 623 of the FCRA. They have 30 days to respond.