MANN BRACKEN

DO NOT AGREE TO ANYTHING OVER THE PHONE! Mann Bracken are one of the lowest, scummiest companies ever and routinely break the law. Immediately send them a debt validation letter stating that you wish to see documentation that the debt is yours (a signed contract) and statements to prove what they say you owe is actually what you owe. If the amount differs, you have the right to a total breakdown of monies owed and if it is inf act legal for them to charge these other monies. Also make sure they are authorized to collect, or if they own the debt. And finally make sure they are legally able to operate in your state, such as a bond or license. You finally want to include a limited cease & desist...inform them that they are no longer to call you at work, at home, anywhere that all future correspondence shall be through the united states postal service.

OH also, if they do properly validate, then go ahead and set up a payment arrangement..but not over the phone. Get it in writing. Inform them that you will not acknowledge the debt or pay one red cent until the agreement is in writing for your protection. Too many times these scum have made an agreement over the phone or without it in writing and have gone back on the agreement and claim there never was any such agreement. Don't let them do this to you.

I called the man i spoke with earlier and Mann Bracken and asked him if he could send a letter agreeing to the 3 payments of 100.00 until Feb 2009. He stated his attorney will not agree to that. He stated that the have to have 3 consecutive months pymts showing that I can comply before they will go any further. I don't know now whether to send the money or not. If I do, they will have my account number, can they draft additional monies?? Or if they do accept the checks, doesn't that mean that they are in agreement? I am totally confused now. I guess I should have just hung up on them but I figured that would make the condition even worse. Please advise somebody>>>>I am scared to death!!

That should be a bright red flag waving...if they were going to honor the agreement, why would they have any trouble in sending that agreement in writing? Don't ever send money by check..then they have your account. Always send by money order or cashier's check. Honestly this sounds highly suspicious. You should send a debt validation letter, inform them that you are very leery in dealing with a company that offers a deal, but refuses to put said deal in writing. You want them to comply with the law and provide validating documentation. You never know, they could have tacked on a ton of money. Did they tell you how much the debt was total? And does it sound like what you know you owed on this account?

They are not acting honorable or even professionally with you, so you should protect yourself every step of the way. This is your legal right, don't let them tell you any different.

The balance does sound correct, of course with added fees going thru attorneys etc. I have called the debt settlement people that I have been working with but they have not called me back yet. I told this Mr. Brown, that I would call him on the 22nd with check #'s etc. This will buy me sometime to talk with the debt settlement company too to get their input. I just don't feel comfortable about this, but don't want my wages garnished etc. I am trying to do the right thing but don't want to be screwed in the process....I am scard to death right now and so confused

Well, it takes them going to court to get your wages garnished and many judges will look at the fact that you are trying to deal with them...even the judge would see that it is suspicious that they were willing to offer a deal, but refused to put it in writing..makes them sound like they had no intention of honoring the deal at all.

If you send them a debt validation request, that will buy you time as well, because they can't sue you before validating the debt (they can, but you would use that in defense, not to mention countersue for violating the law by sueing you without honoring the validation demand).

You are in a good position here, you offered to make arrangements yet they suddenly acted highly suspicious so you worried about their legal rights to this debt...hence the debt validation request.

The only way you can get garnished is if they win a default judgement....even if they sue you and you go to court and explain this whole situation, the judge will just order your payment arrangement (likely for less than that $100 a month) and you will only be garnished if you do not honor that arrangement.

I received call back from my debt settlement company. They advised that if they will not send something in writing in regards to payment for 3 months, not to send the money. If they agreed verbally, then putting it in writing should not be a problem. I am calling mann bracken back today and telling the gentlemen that I do not feel comfortable sending pymt without something in writing, therefore, he can forget the arrangement and do whatever necessary. I guess we will see what happens next.

Don't forget about sending them a DV letter. That will give you the upper hand because it will then be up to Mann to prove up the claims they are making. Oh, and they CAN'T tack on 'lawyer fees' unless it actually goes to court, so if they are trying to add it, it is bogus. They can't even tack on any extra fees of any kind unless your state law allows, or if it is spelled out in the contract (which is another reason you ask for the contract). Be sure to send the letter CMRR and don't let them push you around. Stay firm, you are trying to deal fairly with them and they are being shifty snakes.

MANN BRACKEN LLC, is not customer service. They are to collect on accounts that people failed to pay when those accounts were with the original creditor. Mann Bracken LLC's main responsibility is to satisfy their clients.

no MANN BRACKEN'S main goal is to bilk people out of money.pure and simple.as goldenbast stated they are one of if not the worst CA.

Mann Bracken is well known for forcing people into arbtration which is a law that always favors the collection agency because they provide the arbitrator. Stay out of that by all means.

Hi..i stated earlier that mb's main responsibility is to satisfy their clients...i didnt say it was their main goal...there is a difference, ya know..Their main goal should be to assist you in a professional manner to clear your debt and offer helpful solutions...Their main responsibility is to COLLECT by any means necessary...

it is to collect in accordance with the FDCPA.they do not offer anything but threats and abuse.

Once again I will say that some collection agencies, who give them all a bad name, routinely violate the FDCPA. They play the odds of getting sued and when they do it is just part of the cost of doing business. I personally sued a couple and they quickly settled out of court and paid my attorney my debt and me! There are lawyers that handle these cases on contingency as they are low maintenance.

I have a payment plan with Mann Bracken for awhile now. I've been trying to get a bal. sheet of some sort so I can keep up with the payments but they said that they do not do that. How do I get it from them? Please reply back @ [email]terrydriverman@surewest.net[/email] Thanks Terry