First Premier Bank questions
Date: Mon, 12/15/2008 - 19:25
Should I call first premier bank and tell them to update it? Does this lower my credit score and will bringing a closed account to a account in good standing raise my score?
Thanks in advance.
Oh and it is not a charge off I paid the account off and cancele
Oh and it is not a charge off I paid the account off and canceled the card.
If you closed the account in good standing it should not be repo
If you closed the account in good standing it should not be reported as delinquent. If the CRA verified it, you need to get the information about how they verified it. You should also contact the bank and find out why they are reporting the account as bad if you closed it out on good terms.
It does not go to a positive status after 2 years. It is still
It does not go to a positive status after 2 years. It is still a derogatory but after 2 years the impact on your FICO score decreases. Since you have disputed with the CRA's and the OC verified, you can request an investigation with the OC under sec 623 of the FCRA. They have 30 days to respond.
pay day loans on my card
how do i get a pay day loan on my card it didnt have the 250 it was to start with and i dont get paid for a few days only had 40 dollars of credit please help i have 2 small kids and am tight right now