Ameriloan told me they are leagal

Absoutely untrue. They are not legal anywhere. File a complaint with the BBB, I settled with ameriloan with their help.

How do I go about filing with the BBB

welcome.bbb.org/

CLICK HERE to file a complaint with the BBB, I would also file a complaint with your Attorney General and the Federal Trade Commission, the link for the FTC is in my signature.

WHoops, we must have been posting at the same time! :)

Should I go ahead and make the payment that we set up over the phone. By the way they called me at work even though I requested they not do so in a letter I sent them as follows

To Whom It May Concern:

It has been brought to my attention that your company is not licensed to lend in my state, Nebraska Statute 45-901, therefore it makes the contract I had with you null and void. I will agree to pay the principal amount of the loan; however, I will need a physical address to send payments in the form of money orders. These are my terms, if you are not willing to accept my terms, then you will not receive any payments.

You are hereby notified that I am revoking ANY and ALL ACH transactions made by your company on any of my personal accounts. If you make any attempts to do so, I will be forced to take legal action against your company. I am also revoking any and all wage assignments I may or may not have signed with your company; my employer has been notified about this matter.

As of today December 17, 2008, the only contact you may make with me is either through email, or USPS. I also demand your company and any affiliates of your company cease and desist all contact with me (except what is stated above), my employer, or any references I have listed on my account.

Your cooperation in this matter is appreciated

As long as you are ONLY paying back the principal amount, make sure you send them payments with a money order or pre-paid visa, I wouldn't allow them to have my bank info, they will drain you dry, they can NOT be trusted. I hope you have an agreement in writing? If not, I wouldn't give them another dime until you have something in writing stating amount owed and payment agreement, otherwise you may never get this paid off. Illegal companies can NOT be trusted, that is why they're illegal. :shock:

my loan was $300.00 and I have been making $90.00 payments in June, July, August, September, October and a $75.00 payment in November.

Should I be concerned about them contacting me at work, even though I requested they not do so?-Thanks

What is the difference between a money gram and and a money order. They would like a money gram

from the looks of it you have overpaid.any of there supposed fees go toward the loan.at this point i wouldn't pay them a dime more and seek a PIF.file AG complaints if you have to.

I am so new at this what is AG complaints? I file with the BBB, the site took me to Okalahoma's site even though I am in Nebraska.

AG=attorney general.file with the OK and NE AG'S.seek a PIF from this illegal lender.

where do you people hail from, I am so glad I am not in this alone. I have dealt with depression in the past and was getting down again. Actually I was on a med that didn't agree with me when this started, so I really appreciate the help. Thanks

i'm in illinois.glad we could help. :D

do I need to apply with AG along with BBB

By the way what are the points?

you can file the same complaint with the AG as the BBB.as far as points go.you earn points for just about every post.when you reach 1000 you can redeem them for payment.

Does anyone know which form I fill out for the Nebraska AG? Sorry to sound so "newbie" to this.

Also does anyone have an example of a letter I can give my payroll?

if you scroll down bottom right.there is a window titled ALSO SEE.there is a sample letters.that will have letters for all discussed here.

I have went through the letters and I don't see one to give my payroll, am I just overlooking it?

How about the Att. Gen form any ideas which one?

Quote:

shazzers comes through.use that and give a copy to your HR or payroll person before sending it to ameriloan.

Thanks you guys are great.

I have had a previous loan with Ameriloan that I just recently paid off. They keep emailing me and calling my job to resign with them. I refussed the offer. They still have all my information from my prvious loan. Can they still debit my account without my consent?
I have read all of theses horror stories now and i am affraid that they may do this to me. Even though I never had any problems with them, i'm still affraid that this will happen.

Of course they did. They think they are! Sadly it is up to us to remind them that they are not! Keep up the great work