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payday loan help

Date: Wed, 12/17/2008 - 11:30

Submitted by anonymous
on Wed, 12/17/2008 - 11:30

Posts: 202330 Credits: [Donate]

Total Replies: 35


I have a total of 6 payday loans.....some are almost paid off but I got caught inthe cycle of needing one to pay off the other......

Payday Loan Yes-loaned $350-total paid $305
Fast and Reliable Cash-loaned $300-total paid $ 270
Myquikloan -loaned $400-total paid $480
500fastcash-loaned $300-total paid $90
Cityview Cash-loaned $300-total paid $0
Ameriloan-loaned $300-total paid $0

Most of these loans have now defaulted. How do I get them to stop debiting my account, I have racked up so many NSFs. How do I find physical addresses to these companies? I am at a loss as to what to do next.


Payday Loan Yes Not licensed!
Oranyan House Shirley Street
P.O. Box SS 19935
Nassau, NA
Bahamas
8005506051 Fax -- 8006057419

Paydayloan-yes
P.O. Box 571992
Murray, UT 84157
(888)227-4638

500fastcash - They are also affiliated with MTE (Unlicensed/illegal)
"customerservice@500fastcash.com"
500 fast Cash
515 GSE
Miami Ok 74354
888 339 6669

ameriloan is not licensed anywhere in the U.S.
3531 P Street NW Miami, OK 74355
Phone 800-362-9090


lrhall41

Submitted by Shazzers on Wed, 12/17/2008 - 11:40

( Posts: 17344 | Credits: )


I had applied for a City view cash loan which I was approved for 200 dollars. The money isnt in the account yet and I cannot find a number any frickin where! It may have to do with it just being a holiday, but...Help! I need a number!


lrhall41

Submitted by on Fri, 12/26/2008 - 14:15

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Quote:

if payday loan yes is ilegal/unlicensed dont i only owe the principle????? meaning i shouldnt accept their settlement offer because i have already reimbursed $305 of a $350 loan, just want to clarify


I would counter offer with 45 bucks because that all you owe them. If they don't accept, tell them to sue you, because basically they can't.


lrhall41

Submitted by Shazzers on Fri, 12/26/2008 - 16:55

( Posts: 17344 | Credits: )


Quote:

I had applied for a City view cash loan which I was approved for 200 dollars. The money isnt in the account yet and I cannot find a number any frickin where! It may have to do with it just being a holiday, but...Help! I need a number!


We don't advocate payday loans here, we try to help people get out of debt.


lrhall41

Submitted by Shazzers on Fri, 12/26/2008 - 16:56

( Posts: 17344 | Credits: )


I wasnt asking you to advocate anything. I have read all of everyone's testimonies and I want them to not deposit the money and since they havent yet I want to make sure I wasnt going to be charged for anything. Im not in debt but I also want the number and cant find it so that I dont have anything to worry about.


lrhall41

Submitted by on Sat, 12/27/2008 - 19:18

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I CANNOT GET THE # TO WORK AND i HAVE SENT WMILA AFTER EMAIL. THEY HAVE ALREADY TAKEN WAY MORE MONEY OUT THAT THEY WERE GOING TO. i CANT EVEN CALL INFORMATION TO GET A VAILID NUMBER....THEY HAVE NOTHING ON THEIR DATABASE. THERE ARE SO MANY complaints online. what has to happen for these people (including myself) to receive what is fair.


lrhall41

Submitted by on Sat, 01/03/2009 - 15:46

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I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. http://www.debtconsolidationcare.com/paydayloan/close-account.html

Please do not let any of these pdl's know you are going to close your account, until AFTER you have done it!


lrhall41

Submitted by Shazzers on Sat, 01/03/2009 - 17:51

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their address is 4590 Deodar St
Silver Springs NV 89429


lrhall41

Submitted by on Thu, 01/08/2009 - 12:17

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their address is 4590 Deodar St
Silver Springs NV 89429


lrhall41

Submitted by on Thu, 01/08/2009 - 12:18

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Red River Ventures, LLC, is a wholly Native American owned City View is a business operating within the exterior boundaries of the Cheyenne River Sioux Reservation, a sovereign nation located within the
United States of America. Can anyone tell me where this is?


lrhall41

Submitted by on Tue, 03/24/2009 - 14:34

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City View e-mail [email]customerservice@cityviewcash.com[/email]
Is the address in Nevada the right one. I am sending a complaint to the attorney General in Nevada....to the address 4590 Deodar St, Silver Springs NV


lrhall41

Submitted by on Tue, 03/24/2009 - 15:03

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Quote:

today they called and said I owed $390 and they would garnish my check how is that so?


They cannot garnish your check without a court order. What they are reffering to is a "Wage Assignment". This is a voluntary document that can be revoked at anytime. Please send the letter below to your payroll dept and then the PDL company. :wink:


Quote:

The date
Your name and address
The name and address of the creditor
Your account number with the creditor

Dear Sir or Madam,

I hereby revoke your right to use the wage assignment I signed on (The date you signed the wage assignment agreement). You no longer have my permission to use this wage assignment.


I would like to request that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.


Best Regards,

Test

cc: your bank
cc: FTC
cc: your state AG


lrhall41

Submitted by Cool_Abyss on Thu, 04/16/2009 - 08:17

( Posts: 2936 | Credits: )


I posted the question about the garnishment and you posted back to revoke what I signed I dont think I signed anything in regards to a wage assignment I think everything was done over the phone. Also do I send my employer that letter as well it refers to no phone calls.


lrhall41

Submitted by on Thu, 04/16/2009 - 08:37

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Understood, but that does not stop the ILLEGAL lenders from creating documents and calling your job. Verbal contracts are the worst to deal with trust me. They will and have tried this type of action before and have succeeded because folks did not revoke any voluntary wage assignments. You stated they threatened garnishmnet, then that is the red flag they are sneaky :? It is better to be safe than sorry IMO.

You can remove the cease and desist portion for your payroll dept. This is only for the lender if they are contacting you at work. In the end it is your call if you want to send the revoke letter. Best of luck!


lrhall41

Submitted by Cool_Abyss on Thu, 04/16/2009 - 08:43

( Posts: 2936 | Credits: )


I wrote to you on April 16th and I sent them the letter like your example now I am getting phone calls from a collection agency for payday loans and it is someone with a foreign accent they left a message on my cell phone telling me to call them back or have my attorney call them back and then at the end they said "he felt sorry for what was about to unfold on me. I wish you good luck for your kids" what can I do it was really kind of scarry.


lrhall41

Submitted by on Tue, 06/16/2009 - 12:23

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Yes, I realize this is very scary but that's their intentions, to scare you. Ignore them, file complaints against them. Simply don't talk to them unless you're going to tell them you are sending the recording to your Attorney General's office, and don't just threaten, do it! What they are doing is ILLEGAL!


lrhall41

Submitted by Shazzers on Tue, 06/16/2009 - 13:51

( Posts: 17344 | Credits: )


I wrote to you on April 16 and June 16 they have now turned me into Security Check and it is showing that I have a hot check out for $395.00. I have sent everything into Security Check showing that I have paid them $510.00 as a dispute. Security Check called today and said that City View has not responded to the dispute so I still owe that $395.00. What do I do? I don't want to have a $395.00 hot check.


lrhall41

Submitted by on Mon, 07/06/2009 - 12:22

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Hey everyone after days of searching for these scum bags I finally got a number.
1-866-824-0893
These people are PDL Ventures, LLC,
They will tell you what is going to be withdrawn and when. They have all the information..... Please find out and block your accounts. They will have to be closed because these scum bags will use another sister company and draw again!!!


lrhall41

Submitted by on Thu, 07/30/2009 - 14:53

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Hey everyone after days of searching for these scum bags I finally got a number.
1-866-824-0893
These people are PDL Ventures, LLC,
They will tell you what is going to be withdrawn and when. They have all the information..... Please find out and block your accounts. They will have to be closed because these scum bags will use another sister company and draw again!!!


lrhall41

Submitted by on Thu, 07/30/2009 - 14:56

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I HAD A LOAN FOR $400 AND I DEFAULTED AND WENT TO COLLECTIONS BUT THE LOAN WAS UNDER THE WRONG SSN#, NAME, AND DOB! I CALLED THE COLL AGENCY THE ACCT WENT TO WHICH IS SECURITYCHECK AND SENT IN 2 WRITTEN DISPUTES, I'M PAYING THE BAL IN FULL THIS WEEK FOR ALL OF IT, HOWEVER SECURITY CHECK WON'T CHANGE THE SSN#/NAME/DOB (ALL THE INFO INCLUDING BANK INFO IS MINE), WHAT COULD I DO NOW? I CAN'T HAVE MY INFO GO TO SOMEONE ELSE'S CREDIT!!! HELP!


lrhall41

Submitted by on Sun, 08/23/2009 - 00:23

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I just want to reply to the fact that these people are trying to scare you... I had a loan with City View in 2009 and I paid it back in one full payment. However, that has not stopped men "with foreign accents" from calling and threatening me with lawsuits, police at my door, reporting me to social security etc. so that my benefits will cease. When I received a call from the head company offering me a new loan b/c I was such a customer I was told that they were suing these people and to report any information I received in the future. It still continues as recently as yesterday- a year and a half since the original loan. I am not sure if these people have just stolen or bought my information from filling out the forms to apply for loans or if they were originally offiliated with city view but it did begin there... so beware who you send money to because you could end up paying back someone who has nothing to do with your loan. It is a shame the way people prey on those of us who are struggling to get by... I for one will never partake in another payday loan. Good luck and I am sorry I didn't see this post when it first appeared.


lrhall41

Submitted by on Tue, 07/27/2010 - 08:39

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