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wage garnishment for pdl

Date: Thu, 12/18/2008 - 11:38

Submitted by anonymous
on Thu, 12/18/2008 - 11:38

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Total Replies: 3


Can your wages be ganish in one lump sum for payday loans over 60days old in Indiana?


which pdl are we talking?is it internet or storefront?how much was borrowed and how much debited by this pdl?


lrhall41

Submitted by paulmergel on Thu, 12/18/2008 - 11:49

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The only way they can garnish is if they take the case to civil court and get a judgement against you.

If you have a court case then you should go to it and see if payment arrangements can be made.

Indiana garnishment law:

15. Indiana Wage Garnishment

The maximum part of an individual's aggregate disposable earnings for the workweek that is subject to garnishment in Indiana is the lesser of:

1. 25% of the disposable earnings; or

2. The amount of the disposable earnings that exceed 30 times the federal minimum hourly wage.

Note: A wage garnishment can be obtained after interrogatories are served and completed and after a motion for proceeding supplemental is heard. Garnishments filed in up Claims Court cases require a filing fee of approximately $15.00. Indiana now recognizes Voluntary Wage Assignments, which are to be signed by the debtor and the creditor, or the creditor's attorney, and submitted to the employer.


If you signed a wage assignment then they can take the amount. I would revoke all ACH transactions and wage assigments with the company.


lrhall41

Submitted by nohiogal on Fri, 12/19/2008 - 04:43

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