Phone call from PMI Asociates

No, but I'd send them a debt validation letter.If you have an phone # from them, google it and see if you come up with an address for them.

this is a bottomfeeder CA.the address is

PMI&ASSOCIATES
4779 transit road suite 8
depew ny, 14043

ph#614-586-4288
fax#614-586-4289

i would get a DV and a C&D letter out asap.send them certified mail return receipt.because if i'm not mistaken pdl's are prohibited in MD.so this place is attempting to collect on an illegal loan.one that you say you never took.

I did a "google" found this # listed on a telephone number complaint forum, and also a reverse phone # lookup, came up with nothing for an address. Comments on the phone forum say they're either a collection agency or an attorneys office. I forwarded information on the call to the Maryland Commission of Financial Regulation, so I'll see what they have to say. I'd never seen them mentioned on this forum and was curious if anyone had dealt with them?

A "PS" to my previous message; I tried calling PMI back and asked for a mailing address. I guess they knew from my phone number who I was, they hung up on me! (sounds like a "legit" company, huh?)

Hey Pachacutec, see paul's repsonse, he gave you the address/fax numbers to send a C&D as well as a Debit Validation letter to.

Good luck :)

Yes, I just DID see Pauls' response; thanks a lot for the information! I'll also pass it along to the Maryland Commission of Financial Regulation.

I'd never heard of Cheyenne PDL, so I googled that - hmm, there just HAPPENS to be one in Oklahoma; you don't suppose that they could POSSIBLY be connected to our good friends at MTE/MNE, do you? :)

These people are real jerks. I did take out a payday loan last year. I partially paid it off, but did owe a balance. I never heard from them again for over 13 months. Next thing I know, these PMI & Associates called me at work yesterday saying I had 24 hours to pay $1200 dollars (6 x's the amount I owe) or they were going to send me to court for civil and criminal charges. I did set up a minimal payment arrangement with them, but they were very rude and tried to ask me about my personal life, etc.... I do remember getting a mailing from them a couple months ago, but it did not say what the debt was for and the amount did not ring a bell.

I doubt there are any grounds that I can report them on, but if being real jerks counts for anything--they would be at the top of the list!

First you can report them for inflating the amount owed by 6 times???? incredible. They also flat out lied about pressing criminal charges. They can't...matter of fact, it is against the law for them to even claim that!

I would not set up any kind of payment arrangement until they could prove to you those outrageous charges. Send them a DV immediately and inform them you do not want any telephone contact, that from now on they can communicate with you via the USPS. Also inform them that you are now aware that their threat of criminal charges was not only unethical on their part, but downright illegal and you will be reporting them to the proper authorities.

Report the conversation to the FTC and to your state AG office. They will be interested to hear all about it.

Thanks for posting...
They supposedly transferred me to private investigator...says I will be served notice of intent to Fraud...
Will take your info and call(if need be)...

They are handing you another private pile of dog doo. They do not employ private investigators and they cannot file criminal charges. Document exacty what they stated and file our own complaint with your ag's office.

I seem to have lost your billing information in order to pay mine past due debt from a pay day loan facility in Hampton, Va. Please give me a call at edited for your protection - ND so that i can mail out your payment. If I have sent this message to the wrong facility, let me know if you are able to tell me how to reach PMI collections agency.

This is not PMI, this is a forum dedicated to helping people out of the PDL trap - ND

they insisted I owed the money, so I caved. I haven't been able to make the last two payments and they just called me and threatened to throw me in jail because I got mad and told them do what you need to do when they refused to work with me and let me send them $50 money orders instead of trying to debit my account for $100 every month! Mr. Ford scolded me like a child and was extremely rude and memacing. Do I have any recourse? And pardon my ignorance, but what is the FTC and AG mentioned in goldenbast's previous post?

they insisted I owed the money, so I caved. I haven't been able to make the last two payments and they just called me and threatened to throw me in jail because I got mad and told them do what you need to do when they refused to work with me and let me send them $50 money orders instead of trying to debit my account for $100 every month! Mr. Ford scolded me like a child and was extremely rude and memacing. Do I have any recourse? And pardon my ignorance, but what is the FTC and AG mentioned in goldenbast's previous post?

FTC=federal trade comission.AG=attorney general.file complaints with both parties.

Sorry-the 1st half of my msg got lost. I entered into a pymnt arrangement w/PMI cuz they said I owed on a PDL from 5-6 yrs ago. I was sure I pd them off, but thought maybe I coulda been wrong. I don't keep very good records to be honest. I ony owed $400 and I pd off $100 so far.

(see the rest of my msg. above)

Sorry-the 1st half of my msg got lost. I was saying PMI contacted me and said I owed 4 a PDL from 5-6 yrs ago. I did have a few around that time, but I was sure I pd them all off. Then I thought I could be wrong - admittedly, I don't keep the best records. So, I agreed to pay the $400, of which I've paid $100 so far. I haven't paid in almost two months, so Mr. Ford from PMI called me yesterday and threatened to have me thrown in jail and berrated me and compared my so-called negligence to that of and employer saying, sorry I just can't pay u cuz I'm having a little financial difficulty. I tried to offer to pay $50 every 2 wks by money order instead of them trying to debit my checking acct for $100, costing me more $ in NSF fees than the amount of the loan, but he wanted to hear nothing of it! He finally gave me the mailing address to which I can send a money order, but threatened legal action if I dont' immediately make up for the two $100 payments I've already missed. Do I have any recourse? BTW-thanks for explaining the FTC and AG - I will be filing complaints with both!

don't know,but do not pay them another dime.file the complaints asap.

I will, thank you!

They also recently called me about a loan that I supposidly took out in 2003 stating that they are going to subpoena my mother and father. They have called my mothers house threatening her several times with the supoena trying to get her to pay the debt they never called me they just call my parents noting them as "co signers" to a loan they never autorized. I am livid and am lost on what to do next. When I called they yelled at me to "pay my bills", called me ignorant and told me to stop messing up my mother and fathers lives. I just calle dto ask for documentation that it was in fact me. During the same year I had my identity stolen and many credit accounts, bank accounts and Im sure loans were opened in my name. They said they have no obligation to send me anything other than a sbpoena ...Any advice id really appreciate.

I to received a similar voice mail message from PMI Associates regarding a pay day loan that I had no knowledge of. When I told the PMI representative that I have never taken out a pay day loan. They repeated some general information back to me such as an old address and they then told me that a civil judgement was going to be filed against me. I then requested that they send me something in writing so I could authenticate this and they said they couldn't that I could only see it in court.

I just received a call from Kathy Anderson regarding a pdl from 2001 however, I am sure I took out a pdl loan however, the pdl company I have never heard of. She verified my last four (ss#) and my banking acount information. It's weird because the had my cell phone number which I did not have in 2001 I decided to just take the pmt agreement and get over with, if they are a fraud. I will sue the company and recoup much more than what I put out. PMI# 614-586-9890

I spoke to the same Paula Smith with PMI today, I also took out a loan about a year ago. I made payments with the loan company. Well something else seemed like a fraud with the loan company and they refused to work with me as well. Anyways, today my friend gets a message on her voicemail from PMI saying they were trying to reach me and that they were filing civil action against me. Well I called and spoke with this Paula and they are stating I owe $1015. and for my personal info. I didn't give them any info but instead they are sending me a prepaid card and said they will lower it to $750 if I pay by the 3rd. They knew my address, the last of my soc. # before I even said anything and threatened to turn me into the IRS if I didn't pay.
So if this fraud, how did they get my info? and do I pay?

did you get anything in writing?do not give them a dime.use the address i provided on the first page of this thread.send a DV and C&D letters asap.send them certified mail return receipt.

I have also gotton threating calls.I agreed to pay my balance in two payments. My bank would not let the auto debit go through. They insisted I give my debit card info.At this point I was leary. I did not give the info. I recieved a letter in the mail stating I am served with a legal notice of Dishonored check.and phone call saying they are sending a sherriff to my home with a warrent. How serious do I take this?

Just trying to scare you, you can't be arrested for a debt.

A dishonored check would have to be an actual, physical check you signed. What they are doing to you is a bunch of BS. Keep that letter, it is golden as everything in it is a lie and you can use it against them if need be.

I recently provided my credit card number to pay for 3 ticketed offenses that I had never received notice of prior to the collection notice. After giving my credit card number to them I received many fraudulent charges on my card. I canceled the card, but do I have any recourse against PMI?

if you can prove it was them.that is fraud by them.they like to threaten fraud then commit it.these bottomfeeders make me ill.

I called PMI today requesting that they or the PDL place send me copies or some kind of statements of payments I've made to PDL. When speaking to Paula Smith the first time she told me they reported that the loan was actually taken out for $500, which it wasn't. After speaking with Mr. Alexander he says I'm getting a hell of a deal that PDL is willing to settle for that amount and not more. I know it's my debt I owe and I want to take care of it, but his words were "It would be like a catch 22, their willing to settle for the smaller amount, if you request that info they may turn around and request the full amount". I also told him I haven't made a recent check to my credit report to see what amount was turned in, he said it didn't go to my credit report. Then why the hell did the recent letter PMI sent me say when the debts paid in full they will report such to all 3 credit bureus? I don't know what to do, I wanna take care of this, I owe the debt, but something is still making me leary about all of it.

did you send the DV and C&D letters?if not do so asap.send them certified mail return receipt.

File a complaint with the FTC and your states' AG. These people are in direct violation of the Fair Debt Collection Practices act. They are not even licensed to collect in my state! Don't let their strong arm tactics fool you! They can't file criminal charges and they can't collect more than the actual debt. They are also illegally giving peoples' debt information to third parties. Check the fdcpa...it's clear as crystal...PMI is breaking federal law!

WHY ARE YOU TELLING PEOPLE TO NOT PAY THEIR BILLS?? AND TO BOOT YOU TELL THEM TO FILE COMPLAINTS AGAINST A COLLECTION COMPANY THAT IS JUST DOING THEIR JOB?? WHY WOULD YOU DO THAT?? DO YOU EVEN KNOW THIS COMPANY & IF THEY ARE LEGIT? I HAVE NEVER SEEN ANYTHING LIKE THIS!! SOME STRANGER DIRECTING SOMEONE ELSE ON WHAT THEY SHOULD DO WITH THIER MONEY... WHAT IF YOU DO SOMETHING TO JEOPARDIZE THEIR CREDIT??

MISSPRETTY, Um didn't you read their post? they said they are not licensed to collect, that would mean that they are NOT legit DUH.

Would you pay a collection agency that wasn't? Not all collection agencies are legit.

I LOOKD THEM UP AND THEY ARE LEGIT. I ACTUALLY PAID MY BILL THRUGH THEM. THE ALSO GAVE ME THEIR WEBSITE. I WENT TO THAT AND EVERYTHING LOOKED NORMAL. I JUST DONT UNDERSTAND WHY EVERYONE ON HERE IS SAYING DONT PAY THEM!!!!.. FILE A COMPLAINT WITH AG & BBB!!! .... ALL THIS NONSENSE. YOU GUYS ARE PUTTING PEOPLES CREDIT IN JEOPARDY. I READ ON HERE THAT SOME OF YOUS ARE SAYING THAT YOU KNOW YOU OWE THE BILL. THATS REDICULOUS!! YOU KNOW THAT YOU OWE IT AND YOU WANT THEM TO PROVE TO YOU THAT YOU OWE IT?? IT SOUNDS LIKE THE REAL SCAMMERS ARE THE ONES ON HERE LOOKING FOR A QUICK WAY TO GET OUT OF PAYING A BILL.

oh boy,a troll and a shill to play with.first i don't believe for a second that you have dealt with them at all.you are obviously a shill for this scum eating CA.so back to the phones you go.post that drivel again it's gone.can you understand that?i hope so.

MISSPRETTY<

Listen here you illiterate piece of trash. It's obvious you are a simpleton and you are an employee of PMI. Go back to your 6'x6' cubical and choke on a doughnut. After that, take some typing lessons and learn how to use the caps lock. Then go back to the 1st grade and learn proper grammar.

YOUR FIRED!!!!!!!

boy you go for dinner and MISSPRISSY just can't help herself.well i said i would delete you garbage and i did.any future stupidity wil be dealt with the same way.

Ms Pretty, NO ONE says not to pay their debts! We just want the CA's to validate the debt to prove that it is ours to pay.

OK..this has gotten way off topic. All done!