Update on PDL fight and last phase

Hello to all,

I haven't written in a while but I wanted to give you an update on what's been happening since I defaulted on my pdls in 2006. I have gotten PIF from One Click Cash. They were the first to fold. EZPayday Cash, Worldwide Cash, United Cash Loans and Checkmate were all set up thru T&C. EZPayDay Cash turned me over to collections but had agreed to discharge the debt. This one was a result of a BBB complaint. I heard twice from the CA for them and when I questioned whether the CA was licensed in AZ, they never called me again. I had also advised them to stop contacting me as the original creditor had forgiven the loan. Cashnet USA and Checkmate both turned me over to CA. Both CA's were not licensed and I sent debt validation letters to both back in July and have not heard from them since.
I complained to the BBB about United Cash Loans because they were such idiots over the remaining $45 that I owed them that they wrote off the remaining balance. I stopped sending payments to T & C now at least until I hear something from any one else. (I hope not). I had almost paid off the last storefront when we ended up reborrowing from them again. This is Advance America and were great to work with. I may ask for the repayment plan with them again. The last thorn in my side has been CTC. I didn't put them with T&C because frankly, I thought I'd be able to pay them one last time and be done with them and they scared me. I have kept this one going and am ready to take the plunge and default with them. I know they are bad to deal with. I don't want to close my account (again) so I am going to check with my credit union about blocking them. They are the only ones I have yet to deal with. I will also ask T & C about them. I would much rather pay T&C and I know I need to revoke the wage assignment, etc. I am working 3 jobs, but when my husband quit his job last year and finally got work again, if hurt us so badly. I have told him he needs to get getting the 2nd job until things improve for his current job. He has applied for Assistant manager but we don't want to count on that until there's an offer or an opening. It just means he will be eligible. If he can get that, then he will be making about what he was before. I want to thank all of you "regulars" on this forum. I couldn't have done any of this without you. You have given me so much knowledge and empowerment. I am ready to take on CTC and not be intmidated by anyone of these pdls. I hope that my experiences can help others. BTW, I cashed in points for the very first time ever and was able to get a part of my son't Christmas gifts on Ebay! Thanks again.