response from Pay Day One...what is the next step?
Date: Wed, 12/31/2008 - 06:37
We received your request to stop the debits to your checking account, and will honor your
request. However, we remind you of your promise to pay under the terms of the Loan
Agreement. Further, we may report information about your account to credit reporting
agencies. Late payments, missed payments or other defaults on your account may be
reflected on your credit report.
You may use any of the alternative methods below, but keep in mind payment must be posted
by 5:00 PM Central Time on your due date. Please be sure to send your payment in plenty
of time to arrive on or before your due date.
We can accept a Money Order payment, Credit Card, Moneygram or Western Union Quick
Collect.
Dear Sir or Madam, I hereby
revoke your right to use any wage assignment I may or may not have signed with you. You
no longer have my permission to use this wage assignment. I am also exercising my right
per Regulation E and revoking your rights to debit my personal account, a copy of this
letter is being sent to my financial institution and my employer. Due to an unexpected loss of income, I am unable to pay my next payment due as
planned. I am hoping to work with you regarding an adjusted repayment plan. I fully
intend to pay this loan off with interest per Kentucky payday loan state laws. Please
send ALL correspondance to my email address: () I feel that this
method will allow no confusion as to agreed upon terms. I thank you in advance for
working with me on this. You will see by viewing my account details that I currently have
a principal amount of $1000 and have paid $2272.18 throughout our financial relationship.
Sorry I posted this twice....the first one didn't come up for aw
Sorry I posted this twice....the first one didn't come up for awhile and I reposted...then it showed up.
Susan did you ever find out if Payday one was licensed to do bus
Susan did you ever find out if Payday one was licensed to do business in your state? (i'm sorry can't remember if you did or not)
I was told that they are legal on my original posting on this fo
I was told that they are legal on my original posting on this forum. I did go back over how I did things with them. I did have the option of rollovers...4 to be exact. When I would go to set up a payment it would say rollover 1 of 4, 2 of 4, etc etc.
You may use any of the alternative methods below, but keep in mi
You may use any of the alternative methods below, but keep in mind payment must be posted
by 5:00 PM Central Time on your due date. Please be sure to send your payment in plenty
of time to arrive on or before your due date.
So. in other words, they didn't get it? lol Well, if it were me, I would send them another email with payment terms you can afford. Are you able to meet the next payment date in a timely manner via the postal service? If not, tell them HELLO, there isn't enough time for that. Keep negotiating, sometimes this company needs an extra push or two to totally understand where you are coming from. Stay pro-active.
A lot of people on here have much more experience in dealing wit
A lot of people on here have much more experience in dealing with these people. In your expert opinions, what would be reasonable payment terms? The premium is currently $1000. And my information is correct when I say that I do have to pay them back the full amount I still owe?
Shazzers...I received something from another one that I am deali
Shazzers...I received something from another one that I am dealing with. Is it possible for me to privately send it to you to read? I think I know what it is saying but, I want to make sure and they said it must remain confidential.
Susan, click on the PM button at the bottom of one of my posts,
Susan, click on the PM button at the bottom of one of my posts, oh wait, you need to be a member to send PMS. I can post my email address, but you will need to jump on it quickly so I can delete it, I will use the word "dot" for the "." periods. Tell me when you are ready!
I just set up an account...do I click on "quick message" to send
I just set up an account...do I click on "quick message" to send to you?
payday one was actually the easiest company i delt with, as far
payday one was actually the easiest company i delt with, as far as payment arrangments that i could afford. i pretty much told them what i needed to do and they said ok. so far i've been paying them and they have been leaving me alone. 2 payments to go.
Susan, you have to log into your account, then at the bottom of
Susan, you have to log into your account, then at the bottom of the post it should have PM etc. Just click that.