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debt not on credit report

Date: Sat, 01/03/2009 - 09:59

Submitted by anonymous
on Sat, 01/03/2009 - 09:59

Posts: 202330 Credits: [Donate]

Total Replies: 3


I got a letter from vital recovery services saying i owe money. It dosnt say for what so i checked my credit report and it comes up with no uncollected debts. so whats the deal?


the letter doesn't state who the original creditor is?vital recovery is a typical bottomfeeder.do a search in the bar top right.you will see what kind of people you are dealing with.does it have an address on it?if so get a DV and C&D letters out asap.send them certified mail return receipt.


lrhall41

Submitted by paulmergel on Sat, 01/03/2009 - 10:04

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You would have to do a bill validation request. but vital recovery services does not report to credit bureaus. and if you did pay it, most of their clients are bottom feeders. dont pay it.
If you do, it will be passed to another agency or reopened and billed. in other words, paying it wont pay it. keep your money, times are hard.


lrhall41

Submitted by on Mon, 01/12/2009 - 12:04

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