Get out of Debt and Start the New Year Right~

Hi Nancy,

Welcome to the Forum. :D

Sorry to hear that your credit is ruined. But don't worry we all have come to this forum with debt problem and now we are debt free. We exchange our problems and experiences with each other in the community to get out of debt.

I'm sure that you'll also be able to become debt free and repair your credit through regular forum participation. In fact, we earn dollars while posting Questions and answers.

when you're done pm'ing all the solicitors on this board, :P why not tell us a little about your situation? how many cards you have, or how monstrous your debt is, or what you plan to do (or at least try out) to pay them off

Hi Nancy! And welcome to the Forum. Read around and research as there is plenty to learn here and alot of friendly people to help you here.

I am close to that level. My credit is decent because I haven't really missed any payments yet, but that time may come soon. I am going to get back on track. I just joined here and am hoping for the best!