sandpoint
Date: Mon, 01/05/2009 - 05:08
I also took out a 250 loan with them in the beginning of October. They have been debiting my account 75 dollars twice a month. I am trying to contact them to pay them back. I just learned the we are only paying fees and not the actual principal of the loan! They have already made 275 off a 250 loan. They are making a killing off of us! I just need to connect with someone so they can stop draining our account.
We had do take out a few payday loans in the past, but
Sandpoint loans has by far charged us the most. How rotten of a company to take advantage of people who are in desperate need of financial help. :x [font=Arial][/font][size=3][/size]
We had do take out a few payday loans in the past, but
Sandpoint loans has by far charged us the most. How rotten of a company to take advantage of people who are in desperate need of financial help. :x [font=Arial][/font][size=3][/size]
Hi sunnyjojo, Here is the contact info for Sandpoint, they ar
Hi sunnyjojo,
Here is the contact info for Sandpoint, they are located oversea's which makes them illegal. Based on your info you have already paid back the loan. I am going to post some additional info for you as well.
Quote:
po box 636 edith solomon buliding charleston, nevis, west indies (no postal code) their correct number is: 800-708-4342.... |
Quote:
What should you do? Close your account asap, if you are unable to close your account, go into your bank and ask to speak with the Branch Manager, tell him/her you need a hard debit block placed on your account immediately! Explain that you are revoking ACH authorizations from unlicensed/illegal companies, and have learned these companies are notorious for ignoring revocation, therefore it is important to BLOCK any withdrawal attempts on your account to protect your interest. This is your privilege, do not accept no for an answer. The following link will provide you important information regarding closing accounts. CLICK HERE What next? AFTER your account is secure send each pdl (the unlicensed and illegal) an email similar to THIS (please scroll down to locate letter template). Tailor this letter to your needs, and try to write it with the same basic concept in your own words. You will need to research and locate email addresses/physical addresses if you don't already have them, I suggest that you type the name of the pdl (example: "oneclickcash address") in the search box in the upper right hand corner of this forum. You may also search for addresses HERE at the Better Business Bureau. File complaints: Most of the time, you can file a complaint online with the following, I encourage you to follow through with doing so, you will need to search the Internet for your state Attorney General's website, however, here are links to file complaints for the FTC, Online complaints: Federal Trade Commission., and the BETTER BUSINESS BUREAU. Keep in mind that you may not receive a response for days, or even weeks, or, you may receive harassing and threatening phone calls. I have found the best way to deal with this is not to respond or reply, simply hang up. Side note: If you have paid an illegal/unlicensed payday lender above and beyond the principal amount you borrowed, it might be a good idea to demand a refund and a paid in full letter/receipt. You may or may not get one or both. It still doesn't hurt to include that tidbit in your letter. |
