Fast Track Debt Relief, Inc

Fasttrackdebtrelief? I wanna know if anyone has used this company before...?

I signed up with Fast Track debt relief a few months ago. So far everything is great. I'm on a 28 month plan and I'll save just over 35% of what I owe. They are a reputable debt settlement company.

Cool, what state are you in Rebecca?

My sister tried them and got nowhere except paying alot of fees. A friend of hers recommended FreeStar Financial and so far so good.

Anyone else heard from this company...? I hope everything goes well cuz I just signed up with them and live in CA... Any ideas...?

Yes, I signed up with them too. I checked out a bunch of different companies before I signed up with them. They by far has the best people, and they are actually a legitimate company. Be careful, as I almost got sucked into a scam. If you want to have a company do the settlements for you, I recommend Fast Track Debt Relief.

Why not do the settlements yourself and save time/money? In this economic climate, I wouldn't trust anyone. What if they don't stay in business? After what I've been through with pdls and the banks, I'm very untrusting.

You make a good point Aubrey. Debt Settlement companies do nothing you can't do on your own. However, they have much more experience and bargaining power than an ordinary person. Also, creditors are very slick and you might think you are agreeing to one thing, but actually are being fooled. If you're going to do it yourself, just make sure you know what you;re doing. Most of these companies charge a fee of 15%. When you look at the amount of money they are able to save you, it's still a pretty good deal of savings with the fee included. Make sure to check with the BBB and TASC before you sign up with any Debt Settlement Company.

To those of you using Fast Track, do you know anything about creditors being able to sue you by going through them? Has anyone encountered that yet or are 100% positive what they can do as far as lawsuits?

I did a lot of research before I chose to go with this company. I was and I still am a little freaked out, but I had to do something to change my situation, so I decided I was going to let them do the work for me instead of trying to do it myself. Yes there are fees and they do seem a little high, but I will still save almost $40,000 even with their fees.
The reason I went with them was because the credit card companies were unwilling to work with me. I lost almost $600 a month in salary, explained the situation, they wanted to put me on a payment program that was $200 higher than my minimum payment. Does that make any sense whatsoever? I will update all of you as time goes on. I am on a 48 month program, but I am hoping to complete it in 36 if possible.

The lady on the phone, who was extremely helpful told me it was less than 2% and they have been in business for 11 years.

I'm signed up with this ocmpany..they keep telling me to hang in there but the creditors are calling. It bothers me I can't find this company under the BBB. Anyone out there with current experience with this company? In Deb in Maryland

Fast Track Debt Relief..why can't I find them in BBB? Jan 2010 anyone with recent experience with this company please chime in..JJ

I cant find them any where but they are in TASC still thinkink about it is it to good yo be true I dont know anyone a new client any help would be great

any one out there that has been on the program at least a year and what is your experience with their process?

Can anyone tell me if this company really helped you and would you recommend them or what kind of advice can you provide?

can these companies be sued?

i was with this company and they are such a rippoff,i almost got taken to court by one of my creditors and ended up settling my debt my self,some creditors could care less about this company,they took months of my money and were no help,i am trying to get
my money back. This company sucks.

Hey JimmyD - did you stay on the plan with FastTrack? I am thinking about using them, but am looking for references...how is it going?
Michelle R

I am in the same situation, and I called and talked to a representative from Fast Track Debt relief. The person I spoke with seemed very understanding and supportive unlike the collectors who make me feel worthless after talking to them. I am very interested in doing this. I'm looking to be debt free in a year and a half. I would really like speak with someone who has had success or not with this program. My name is David and my email is ... That is a small L in front of the c.. Please email me with your phone number and I will call you or just email me and I will send you my number. This debt situation is so depressing. I'm just looking for help and maybe I can help some one by sharing what information I can give about Fast Track Debt Relief... David...

I was with fast track for a five months and they had numerous fees that they take out and you are left with no money to settle debts. Please be aware of these companies. I know some people may have good experiences with them, but check the fees and have everything in writing and reviewed by a third party before signing anything. They will get your first 4 payments and half of the following payments. There are also account maintenance fees to hold your money. Be advised that the creditors will try to sue you after you sent the letters to stop calling you.

Yeah I want to find out about this Fast Track Debt relief. Guys no matter what you do stay very far away from Freedom Debt center located in Irvine, CA. This company is corrupt I join them for 5 months and I thought they put the money on screw account, well after the money deposited to the screw account, they withdraw it and use it to pay their employees. To make matter worst I am now close to $3000.00 in the hole. I was trying to get my money back they said that they use the money for administrative expenses. Whereas they were not doing anything, I was the one writing to the creditos. They did not do nothing. I file a complaint to the FTC in Washington and also sent a letter to my attorney general in my state so far they are investigating it. Yeah a lot of these debt relief are scams. They are preying on vulnerable people like us who wants to get out of debt so bad.

I have been with this company 2 months and have not built up enough monney in my Trust Fund for them to start negoiating... They have called me twice to see how I am doing. Email me (that is a small L in front of the C) if you want to talk. I have had contact with two others who are in the same situation. David...

I am going thru the process and yes if you are faint hearted do not do this. You need to stop paying your cards first then they will start talking with Fast track debt. The credit card companies want to keep you on the long term 30 year payment process then you will have paid all your debit but mind you it is 100% more then the initial amount. The credit card compnies will do what every they need to do tomake you feel bad and settle with them. So just stick with it and in under 36months you will be credit card debt free. You just need to go thru it.

I'm thinking about starting with fast track but unsure with all the back and fourth reviews and peoples experience, I have been following your posts and am eager to hear when you make your first settlement and how it goes and what you save, please keep me up to date, I am young and got into some financial debt and don't know how any of this works, ill be waiting to hear how it goes, hopefully it works out. You can also email me and please let me know your progress, thanks so much for sharing. Merry christmas!

:(I signed up with this company. They were not able to negotiate any of my debt for a reasonable amount. Each offer they came back to me with involved me putting up thousands up front. If I had thousands up front I would not have signed up with them in the first place. I took myself out of their program. After paying them about $3,000 they only refunded me about $500. They took their "fees" out first but in the end provided me with nothing in return. I am in the middle of trying to fight to get the rest of my money back from them. What a rip off!!!

Please stop posting your email address, you are breaking the rules by doing so.

I am done with you lcervantes03, your post has been removed because YOU edited it AGAIN and placed your email address into it. That left me no other choice but to completely remove it!

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Once again you have removed my post, so, this thread is now closed.

The Admin will make the final decision, meanwhile, you disrespected me by editing your post and re-inserting your email address when I clearly told you it was against the rules to do so. The rules apply to EVERYone here, including YOU.

Please check your mail David.

I just want to say that beware about scam. legal counsel can help you the best.