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Get back on track

Date: Sat, 01/17/2009 - 08:35

Submitted by mjanssen
on Sat, 01/17/2009 - 08:35

Posts: 84 Credits: [Donate]

Total Replies: 1


Okay after about 2 and half years of mourning with a broken heart and then going on a bad med and finally figuring out that was making things worse I am ready to get back on track. Here is the deal. I hit and miss my bills during that 2 1/2 years and probably haven't made a payment on several since August (and not very big payments at that, payments went to payday loans (YIKES/STUPID). I want to get back on track with my credit card bills and car payment. I am caught up on rent, about one month behind on my car payment and have bill collectors calling. I have sent a debt validation to citicard or the lawyers who sent me the letter (I have a little over $3000 let on it, but hey down from 18000, 9 years ago :), I still owe to 2 Target cards, Chase, Sams, Old Navy, Credit One, MBNA, Discover, Direct Merchants and Dell. I am getting letters from Sams, Dell and Old Navy (and phone calls) I plan on making some kind payment this month I still have a couple of payday loans to pay back, I figure with tax tax returns and I got a part time job on top of my full time job by March (I have $1000.00 of bank debt from fees and what not from payday loan being pulled from it so that is shut down and I can not open another one until I get that paid off) I should be ready to make payments to all of them, and hope full have a bank account back!

Sorry for the short novel, I just really want to be back on track (that is one way I can tell I have my old personality back!)

Thanks for any suggestions!