Florida PDL HELP

You need to start by finding out which of your loans are legal and which are not.
You need to close your account asap so no more is debited.

I already closed my accounts.....

How do I find out if they are legal? Is there a list on this site?

we can certainly help there.if you could just list

the names of the pdl's
the amounts borrowed from each
the total amount debited by each include fees and rollovers.

provide the info requested and we will help you here.

Here is the link to the license regulators website.

You should be able to look it up there.

You guys are great!!!

Im gonna get all the names and what I have paid and I will post... I was thinking of using Progressive debt relief but it seems like I can do this myself you with all of your help... Thanks guys!!!!!

our pleasure my friend.

ok here we go....This is my mess...

Company/Loan Amount/ Amount Paid
1.Fox Enterprises/300/180
2.Vince Enterprises/300/180
3.500FastCash/300/180
4.Money&More/255/300 *I think its already paid off
5.Oneclickcash/300/90
6.LoanShop/300/90
7.SJM marketing/250/75
8.BIG/200/0
9.Payday Loans Yes Loans/350/0

Two weeks ago I paid 150 to some scumbag collector that said she was gonn talk to my boss if I didnt pay and was gonn take me to court. The worst part is that I dont know what company it was for. I paid the 150 with my debit card, but before they were able to hit it again, I had my bank issue mt another one.
This has become a mess...Cany you guys help?

Can Someone you check out my sistuation?

I've done research and found that none of the companies I stated are licenced in Florida

what should I do now

Have you closed your checking account or at least put a hard debit hold on it?

Yeah I cloesed my account months ago....I was recieving calls...

Yesterday I collection company called me with an attempt to collect for 3 of my loans...

The company was National Credit Adjusters....I spoke to a collector and she got pissed off when she tried to basicly say that I had almost 1500 in debt from 3 loans & I told her that I found out that the loans were illegal in Florida since they did not have a licence, and that Florida does not allow rollovers on PDL's, I did mention that Florida has a law that states that if a PDL lender does not have a licence the max interest that can be charged is 18% anualy ( I found this info on another thread on this site) The Loans they were collecting were from Fox Enterprises (300/paid 180), Vince Enterprises (300/paid 180), & SJM Marketing (250/ paid 75). I told him that I would only play the principal + 18% at most & no rollovers!!!!. Pricipal + 18%= $999. Since I had already paid 435 to these companies I was only gonna pay the remaining 564. I told him that I can pay it off by the end on February and to split it in to 3 payments... He agreed and he is going to mail me a letter stating that the loan was paid in full. I was really glad to see that with your help I was able to do this on my own!!!! Now I need to get in touch with the rest of these scumbags!!!!

Yeah I cloesed my account months ago....I was recieving calls...

Yesterday I collection company called me with an attempt to collect for 3 of my loans...

The company was National Credit Adjusters....I spoke to a collector and she got pissed off when she tried to basicly say that I had almost 1500 in debt from 3 loans & I told her that I found out that the loans were illegal in Florida since they did not have a licence, and that Florida does not allow rollovers on PDL's, I did mention that Florida has a law that states that if a PDL lender does not have a licence the max interest that can be charged is 18% anualy ( I found this info on another thread on this site) The Loans they were collecting were from Fox Enterprises (300/paid 180), Vince Enterprises (300/paid 180), & SJM Marketing (250/ paid 75). I told him that I would only play the principal + 18% at most & no rollovers!!!!. Pricipal + 18%= $999. Since I had already paid 435 to these companies I was only gonna pay the remaining 564. I told him that I can pay it off by the end on February and to split it in to 3 payments... He agreed and he is going to mail me a letter stating that the loan was paid in full. I was really glad to see that with your help I was able to do this on my own!!!! Now I need to get in touch with the rest of these scumbags!!!!

Yeah I cloesed my account months ago....I was recieving calls...

Yesterday I collection company called me with an attempt to collect for 3 of my loans...

The company was National Credit Adjusters....I spoke to a collector and she got pissed off when she tried to basicly say that I had almost 1500 in debt from 3 loans & I told her that I found out that the loans were illegal in Florida since they did not have a licence, and that Florida does not allow rollovers on PDL's, I did mention that Florida has a law that states that if a PDL lender does not have a licence the max interest that can be charged is 18% anualy ( I found this info on another thread on this site) The Loans they were collecting were from Fox Enterprises (300/paid 180), Vince Enterprises (300/paid 180), & SJM Marketing (250/ paid 75). I told him that I would only play the principal + 18% at most & no rollovers!!!!. Pricipal + 18%= $999. Since I had already paid 435 to these companies I was only gonna pay the remaining 564. I told him that I can pay it off by the end on February and to split it in to 3 payments... He agreed and he is going to mail me a letter stating that the loan was paid in full. I was really glad to see that with your help I was able to do this on my own!!!! Now I need to get in touch with the rest of these scumbags!!!!

ok I just got off the phone with some **** from 500fastcash,

and I told him that thier loans were illegal in florida, I told him that I have already paid thier company 180 out of the 300. and that I only gonna play them the pricipal. He said some BS that the Laws of Oklahoma were in effect sice thier company is in OK. Basicly they didnt want to settle and they were being assholes about the whole thing. I also told him the laws that apply to PDL's in floriday and he rebuttled by asking me what the deliinquency laws in Florida were.

Should I try to contact them again or should i just send them letters!

I need your help guys!!!

[color=Red]****Adult term removed - Jason[/color]

ok I just got into it with some
**** from Loanshop...they dont want to deal with what I am telling them.... what should I do?

[color=Red]****Adult term removed - Jason[/color]