MUST READ !!
Date: Tue, 01/20/2009 - 15:00
...asking for or demanding payment prior to complete VALIDATION is in violation of UCC 1-308 ! ( THIRD PARTY debt collectors)
REGARDING SOCIAL SECURITY NUMBERS:
"WHOEVER DISCLOSES, USES OR COMPELS THE DISCLOSURE OF THE SOCIAL SECURITY NUMBER OF ANY PERSON, in violation of the LAWS OF THE UNITED STATES, shall be guilty of A FELONY, and upon CONVICTION THEREOF, shall be fined under TITLE 18 , or IMPRISONED FOR NOT MORE THAN FIVE YEARS, or BOTH.
When communicating with DEBT COLLECTORS be as tough on THEM as they Try to be on the "Least Sophisticated Consumer"
I plan to use this information if I have any problems with ORIGINAL DEBTORS who may have 'sold" my accounts to third party DEBT COLLECTORS...
REGARDING SOCIAL SECURITY NUMBERS:
"WHOEVER DISCLOSES, USES OR COMPELS THE DISCLOSURE OF THE SOCIAL SECURITY NUMBER OF ANY PERSON, in violation of the LAWS OF THE UNITED STATES, shall be guilty of A FELONY, and upon CONVICTION THEREOF, shall be fined under TITLE 18 , or IMPRISONED FOR NOT MORE THAN FIVE YEARS, or BOTH.
When communicating with DEBT COLLECTORS be as tough on THEM as they Try to be on the "Least Sophisticated Consumer"
I plan to use this information if I have any problems with ORIGINAL DEBTORS who may have 'sold" my accounts to third party DEBT COLLECTORS...
OOPS... THANKS, NASCAR !
Sorry folks...change the above UCC 1-308
TO: TITLE 42 US CODE, SEC 408 (a)
Appreciate your bringing this ERROR to my attention, NASCAR !!
But still has nothing to do with validation and collection. The
But still has nothing to do with validation and collection. The would be the FDCPA:
Guest, again it's a nice quote, but doesn't apply to CA's. The
Guest, again it's a nice quote, but doesn't apply to CA's. The laws you quote have to do specifically with Old Age, Survivors and Disability Insurance.
Albeit a CA's use/release/disclosure of your social security number would fall under the scope of the financial safeguards rule created by the Gramm-Leach-Bliley Act.
financial safeguards rule created by the Gramm-Leach-Bliley
How does this rule protect against un-authorized use or disclosure of SS # ?