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Rules for Georgia???

Date: Tue, 01/27/2009 - 15:44

Submitted by anonymous
on Tue, 01/27/2009 - 15:44

Posts: 202330 Credits: [Donate]

Total Replies: 3


Can someone tell me the rules for GA regarding garnishment, SOL, and any other rules that may apply if I am not able to make my CC payments?
Thanks


11. Georgia Wage Garnishment
Pursuant to OCGA 18-4-20, the maximum part of the aggregate disposable earnings of an individual for any work week which is subject to garnishment may not exceed the lesser of twenty-five percent (25%) of his disposable earnings for that week, or the amount by which his disposable earnings for that week exceed thirty (30) times the federal minimum hourly wage. For earnings for a period other than a week, a multiple of the federal minimum hourly wage equivalent in effect shall be used.


lrhall41

Submitted by on Wed, 01/28/2009 - 03:25

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OOPS...forgot the SOL:

Georgia Statutes of Limitation

Breach of any contract for sale: 4 years, (OCGA 11-2- 725) NOTE: Parties may reduce limitation to not less than one year, but not extend it. A cause of action accrues when the breach occurs, regardless of the aggrieved party's lack of knowledge of the breach.

Contract, including breach of warranty or indemnity: 4 years, (OCGA 11- 22A-506) NOTE: The parties may reduce the period to one year.

Written contract: 6 years from when it becomes due and payable and the six (6) year period runs from the date of last payment. (OCGA 9-3-24)

Open account; implied promise or undertaking: 4 years, (OCGA 9-3-25). NOTE: Payment, unaccompanied by a writing acknowledging the debt, does not stopped the statute. Therefore, the statutory period runs from the date of default, not the date of last payment.

Bonds or other instruments under seal, 20 years, (OCGA 9-3-23) NOTE: No instrument is considered under seal unless it???s stated in the body of the instrument.


lrhall41

Submitted by on Wed, 01/28/2009 - 03:28

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I have been served a garnishment on my bi-weekly employee. 25% is a hardship on this mother of 2 small children. Is there any way she can pay less than 25%. The total garnishment is $812.49


lrhall41

Submitted by on Wed, 08/05/2009 - 13:11

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